{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5",
    "symbol": "RDN",
    "name": "Radian Group Inc",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Specialty",
    "chart_url": "https://sharemaestro.com/terminal/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5",
      "symbol": "RDN",
      "name": "Radian Group Inc",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Specialty",
      "chart_url": "https://sharemaestro.com/terminal/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "RDN",
    "market_cap": 4608920576.0,
    "market_cap_usd": 4494561624.8,
    "price": 34.66,
    "currency": "USD",
    "dividend_yield": 0.0299,
    "dividend_years": 33,
    "dividend_growth_5y": 0.15325683,
    "dividend_cut_5y": false,
    "payout_ratio": 0.2378,
    "net_income": 582640000.0,
    "free_cash_flow": 115656000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 0.2868,
    "revenue_growth_5y": -0.02831438,
    "net_margin": 0.4102,
    "roe": 0.12677,
    "pe_ratio": 8.079254,
    "price_vs_ma": 0.01207005,
    "return_3y": 0.51978568,
    "return_5y": 0.75201749,
    "max_drawdown": -0.22652974,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 15.0,
      "business_quality": 19.0,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 89.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [
      "Free cash flow does not cover dividends paid."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/",
      "chart": "https://sharemaestro.com/terminal/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 15.0,
    "business_quality": 19.0,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 89.0,
    "confidence": 100.0
  },
  "warnings": [
    "Free cash flow does not cover dividends paid."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN qualified as a dividend compounder candidate",
      "detail": "Score 89.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2026-06-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.255 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.255,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2026-02-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.255 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.255,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2025-11-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.255 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.255,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2025-08-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.255 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.255,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2025-06-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.255 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.255,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2025-02-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.255 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.255,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2024-11-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.245 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.245,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2024-08-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.245 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.245,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2024-06-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.245 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.245,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2024-02-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.9%",
      "detail": "Payment changed from 0.225 to 0.245.",
      "amount": 0.245,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2024-02-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.245 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.245,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2023-11-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.225 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.225,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2023-08-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "RDN dividend payment 0.225 USD",
      "detail": "Recorded dividend payment for Radian Group Inc.",
      "amount": 0.225,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2023-02-24",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "Dividend increased 12.5%",
      "detail": "Payment changed from 0.2 to 0.225.",
      "amount": 0.225,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2022-02-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "Dividend increased 42.9%",
      "detail": "Payment changed from 0.14 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2021-05-21",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "Dividend increased 12.0%",
      "detail": "Payment changed from 0.125 to 0.14.",
      "amount": 0.14,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2020-02-21",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "Dividend increased 4066.7%",
      "detail": "Payment changed from 0.003 to 0.125.",
      "amount": 0.125,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    },
    {
      "event_date": "2008-08-15",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "RDN",
      "exchange": "NYSE",
      "headline": "Dividend cut -85.0%",
      "detail": "Payment changed from 0.02 to 0.003.",
      "amount": 0.003,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/07e19cde-e6a4-4fdc-9c40-be0fa7e63ff5/"
    }
  ]
}