{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "09263f53-41f1-43f2-bf59-6c6a8e0cef4d",
    "symbol": "SFBS",
    "name": "ServisFirst Bancshares Inc",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "09263f53-41f1-43f2-bf59-6c6a8e0cef4d",
      "symbol": "SFBS",
      "name": "ServisFirst Bancshares Inc",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "SFBS",
    "market_cap": 4503670272.0,
    "market_cap_usd": 4271899617.45,
    "price": 82.389999,
    "currency": "USD",
    "dividend_yield": 0.0186,
    "dividend_years": 12,
    "dividend_growth_5y": 0.13071553,
    "dividend_cut_5y": true,
    "payout_ratio": 0.2638,
    "net_income": 276603000.0,
    "free_cash_flow": 349265000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.01878534,
    "revenue_growth_5y": 0.19709307,
    "net_margin": 0.53989,
    "roe": 0.16549,
    "pe_ratio": 13.964406,
    "price_vs_ma": 0.07228381,
    "return_3y": 1.14035202,
    "return_5y": 0.29614049,
    "max_drawdown": -0.56585602,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 20.0,
      "business_quality": 23.5,
      "valuation": 15.0,
      "trend": 12.0,
      "total": 88.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/",
      "chart": "https://sharemaestro.com/terminal/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 20.0,
    "business_quality": 23.5,
    "valuation": 15.0,
    "trend": 12.0,
    "total": 88.5,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2026-04-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.38 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2026-01-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 13.4%",
      "detail": "Payment changed from 0.335 to 0.38.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2026-01-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.38 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2025-10-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.335 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.335,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2025-07-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.335 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.335,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2025-04-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.335 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.335,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2025-01-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 11.7%",
      "detail": "Payment changed from 0.3 to 0.335.",
      "amount": 0.335,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2025-01-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.335 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.335,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2024-10-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2024-07-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2024-03-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2023-12-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 0.28 to 0.3.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2023-12-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.3 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2023-09-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.28 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2023-06-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "SFBS dividend payment 0.28 USD",
      "detail": "Recorded dividend payment for ServisFirst Bancshares Inc.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2022-12-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 21.7%",
      "detail": "Payment changed from 0.23 to 0.28.",
      "amount": 0.28,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2021-12-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 15.0%",
      "detail": "Payment changed from 0.2 to 0.23.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    },
    {
      "event_date": "2020-12-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SFBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 14.3%",
      "detail": "Payment changed from 0.175 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/09263f53-41f1-43f2-bf59-6c6a8e0cef4d/"
    }
  ]
}