{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "095d922f-5b9f-411e-a8cd-fa95a91a3092",
    "symbol": "AEG",
    "name": "Aegon NV ADR",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "095d922f-5b9f-411e-a8cd-fa95a91a3092",
      "symbol": "AEG",
      "name": "Aegon NV ADR",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "AEG",
    "market_cap": 13098470400.0,
    "market_cap_usd": 12463209732.72,
    "price": 8.66,
    "currency": "USD",
    "dividend_yield": 0.0549,
    "dividend_years": 31,
    "dividend_growth_5y": 0.25381328,
    "dividend_cut_5y": true,
    "payout_ratio": 0.62810004,
    "net_income": 977000000.0,
    "free_cash_flow": 380000000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 0.56935,
    "revenue_growth_5y": -0.04627009,
    "net_margin": 0.08013,
    "roe": 0.10421,
    "pe_ratio": 12.550724,
    "price_vs_ma": 0.11650692,
    "return_3y": 1.00835796,
    "return_5y": 1.5123573,
    "max_drawdown": -0.32546224,
    "scores": {
      "dividend_reliability": 16.5,
      "dividend_sustainability": 15.0,
      "business_quality": 18.5,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 80.0,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency EUR.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow does not cover dividends paid."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/",
      "chart": "https://sharemaestro.com/terminal/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 16.5,
    "dividend_sustainability": 15.0,
    "business_quality": 18.5,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 80.0,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency USD differs from financial currency EUR.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow does not cover dividends paid."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2025-06-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "Dividend increased 24.3%",
      "detail": "Payment changed from 0.177 to 0.22.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2025-06-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2024-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.177 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.177,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2024-06-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "Dividend increased 13.9%",
      "detail": "Payment changed from 0.151 to 0.172.",
      "amount": 0.172,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2024-06-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.172 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.172,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2023-08-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "Dividend increased 17.1%",
      "detail": "Payment changed from 0.129 to 0.151.",
      "amount": 0.151,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2023-08-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.151 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.151,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2023-05-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "Dividend increased 17.3%",
      "detail": "Payment changed from 0.11 to 0.129.",
      "amount": 0.129,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2023-05-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.129 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.129,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2022-08-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "Dividend increased 14.6%",
      "detail": "Payment changed from 0.096 to 0.11.",
      "amount": 0.11,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2022-08-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.11 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.11,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2022-06-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.096 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.096,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2021-08-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "Dividend increased 27.4%",
      "detail": "Payment changed from 0.073 to 0.093.",
      "amount": 0.093,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2021-08-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.093 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.093,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2021-06-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.073 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.073,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2020-08-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.071 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.071,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2019-08-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.166 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.166,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    },
    {
      "event_date": "2019-05-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AEG",
      "exchange": "NYSE",
      "headline": "AEG dividend payment 0.167 USD",
      "detail": "Recorded dividend payment for Aegon NV ADR.",
      "amount": 0.167,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/095d922f-5b9f-411e-a8cd-fa95a91a3092/"
    }
  ]
}