{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b",
    "symbol": "FFIN",
    "name": "First Financial Bankshares Inc",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b",
      "symbol": "FFIN",
      "name": "First Financial Bankshares Inc",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "FFIN",
    "market_cap_usd": 4653797086.4,
    "price": 33.650002,
    "currency": "USD",
    "dividend_yield": 0.00564636,
    "dividend_years": 33,
    "dividend_growth_5y": 0.08018519,
    "dividend_cut_5y": false,
    "payout_ratio": 0.413,
    "net_income": 253579000.0,
    "free_cash_flow": 286006000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.01098149,
    "revenue_growth_5y": 0.10915552,
    "net_margin": 0.42401,
    "roe": 0.14557,
    "pe_ratio": 18.288044,
    "price_vs_ma": 0.06925701,
    "return_3y": 0.32390005,
    "return_5y": -0.25458138,
    "max_drawdown": -0.55888225,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 22.5,
      "valuation": 15.0,
      "trend": 9.0,
      "total": 91.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [
      "Dividend yield normalized from payment history because provider yield looked inconsistent."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/",
      "chart": "https://sharemaestro.com/terminal/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 22.5,
    "valuation": 15.0,
    "trend": 9.0,
    "total": 91.5,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend yield normalized from payment history because provider yield looked inconsistent."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend review warning",
      "detail": "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN qualified as a dividend compounder candidate",
      "detail": "Score 91.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2026-03-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.19 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2025-12-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.19 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2025-09-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.19 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2025-06-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.6%",
      "detail": "Payment changed from 0.18 to 0.19.",
      "amount": 0.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2025-06-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.19 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2025-03-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.18 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2024-12-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.18 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2024-09-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.18 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2024-06-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.18 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2024-03-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.18 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2023-12-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.18 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2023-09-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.18 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2023-06-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.9%",
      "detail": "Payment changed from 0.17 to 0.18.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2023-06-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "FFIN dividend payment 0.18 USD",
      "detail": "Recorded dividend payment for First Financial Bankshares Inc.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2022-06-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 13.3%",
      "detail": "Payment changed from 0.15 to 0.17.",
      "amount": 0.17,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2021-06-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 15.4%",
      "detail": "Payment changed from 0.13 to 0.15.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2020-06-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 8.3%",
      "detail": "Payment changed from 0.12 to 0.13.",
      "amount": 0.13,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    },
    {
      "event_date": "2019-06-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFIN",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 14.3%",
      "detail": "Payment changed from 0.105 to 0.12.",
      "amount": 0.12,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0ae5f6b0-e868-4cc7-b240-15dbf9fbab0b/"
    }
  ]
}