{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "0b1a4228-d92a-41d4-80b8-663b4b83bbf1",
    "symbol": "TFC",
    "name": "Truist Financial Corp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "0b1a4228-d92a-41d4-80b8-663b4b83bbf1",
      "symbol": "TFC",
      "name": "Truist Financial Corp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "TFC",
    "market_cap": 64362123264.0,
    "market_cap_usd": 61297260330.0,
    "price": 51.66,
    "currency": "USD",
    "dividend_yield": 0.041,
    "dividend_years": 39,
    "dividend_growth_5y": 0.02933838,
    "dividend_cut_5y": false,
    "payout_ratio": 0.5149,
    "net_income": 5307000000.0,
    "free_cash_flow": 5739000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.98643943,
    "revenue_growth_5y": 0.04498293,
    "net_margin": 0.29624,
    "roe": 0.08579001,
    "pe_ratio": 12.787128,
    "price_vs_ma": 0.0665926,
    "return_3y": 1.00927458,
    "return_5y": 0.16886834,
    "max_drawdown": -0.57412754,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 12.0,
      "total": 96.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/",
      "chart": "https://sharemaestro.com/terminal/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 12.0,
    "total": 96.0,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC qualified as a dividend compounder candidate",
      "detail": "Score 96.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2026-05-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2026-02-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2025-11-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2025-08-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2025-05-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2025-02-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2024-11-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2024-08-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2024-05-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2024-02-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2023-11-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2023-08-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "TFC dividend payment 0.52 USD",
      "detail": "Recorded dividend payment for Truist Financial Corp.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2022-08-11",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.3%",
      "detail": "Payment changed from 0.48 to 0.52.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2021-08-12",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.7%",
      "detail": "Payment changed from 0.45 to 0.48.",
      "amount": 0.48,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2019-08-13",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 11.1%",
      "detail": "Payment changed from 0.405 to 0.45.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2018-08-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.0%",
      "detail": "Payment changed from 0.375 to 0.405.",
      "amount": 0.405,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2018-05-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 733.3%",
      "detail": "Payment changed from 0.045 to 0.375.",
      "amount": 0.375,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    },
    {
      "event_date": "2018-03-05",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "TFC",
      "exchange": "NYSE",
      "headline": "Dividend cut -86.4%",
      "detail": "Payment changed from 0.33 to 0.045.",
      "amount": 0.045,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/0b1a4228-d92a-41d4-80b8-663b4b83bbf1/"
    }
  ]
}