{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "15d2c305-e39e-442b-bbca-59ff3e3176fa",
    "symbol": "STJ",
    "name": "St. James's Place plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Asset Management",
    "chart_url": "https://sharemaestro.com/terminal/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "15d2c305-e39e-442b-bbca-59ff3e3176fa",
      "symbol": "STJ",
      "name": "St. James's Place plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Asset Management",
      "chart_url": "https://sharemaestro.com/terminal/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "STJ.L",
    "market_cap": 5968242176.0,
    "market_cap_usd": 608781023466.0,
    "price": 1173.0,
    "currency": "GBP",
    "dividend_yield": 0.016,
    "dividend_years": 33,
    "dividend_growth_5y": -0.02085164,
    "dividend_cut_5y": true,
    "payout_ratio": 0.1822,
    "net_income": 531100000.0,
    "free_cash_flow": 1066100000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.29909,
    "revenue_growth_5y": 0.26327452,
    "net_margin": 0.01761,
    "roe": 0.38612,
    "pe_ratio": 11.848484,
    "price_vs_ma": -0.10335104,
    "return_3y": 0.10741768,
    "return_5y": -0.21834,
    "max_drawdown": -0.75278296,
    "scores": {
      "dividend_reliability": 11.5,
      "dividend_sustainability": 20.0,
      "business_quality": 21.5,
      "valuation": 13.0,
      "trend": 4.0,
      "total": 70.0,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/",
      "chart": "https://sharemaestro.com/terminal/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 11.5,
    "dividend_sustainability": 20.0,
    "business_quality": 21.5,
    "valuation": 13.0,
    "trend": 4.0,
    "total": 70.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2026-03-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "Dividend increased 100.0%",
      "detail": "Payment changed from 6 to 12.",
      "amount": 12.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2026-03-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 12 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 12.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2025-08-07",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "Dividend cut -50.0%",
      "detail": "Payment changed from 12 to 6.",
      "amount": 6.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2025-08-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 6 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 6.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "Dividend increased 100.0%",
      "detail": "Payment changed from 6 to 12.",
      "amount": 12.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 12 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 12.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2024-08-22",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "Dividend decreased -25.0%",
      "detail": "Payment changed from 8 to 6.",
      "amount": 6.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2024-08-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 6 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 6.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2024-04-25",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "Dividend decreased -49.5%",
      "detail": "Payment changed from 15.83 to 8.",
      "amount": 8.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2024-04-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 8 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 8.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2023-08-24",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "Dividend cut -57.4%",
      "detail": "Payment changed from 37.19 to 15.83.",
      "amount": 15.83,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2023-08-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 15.83 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 15.83,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2023-05-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 37.19 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 37.19,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2022-08-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 15.59 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 15.59,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2022-04-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 40.41 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 40.41,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2021-08-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 11.55 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 11.55,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2021-04-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 38.49 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 38.49,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    },
    {
      "event_date": "2021-03-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STJ",
      "exchange": "LSE",
      "headline": "STJ dividend payment 11.22 GBP",
      "detail": "Recorded dividend payment for St. James's Place plc.",
      "amount": 11.22,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/15d2c305-e39e-442b-bbca-59ff3e3176fa/"
    }
  ]
}