{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "1a4e1cff-b509-4d4c-962e-8b70d66c517e",
    "symbol": "CBSH",
    "name": "Commerce Bancshares Inc",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "1a4e1cff-b509-4d4c-962e-8b70d66c517e",
      "symbol": "CBSH",
      "name": "Commerce Bancshares Inc",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "CBSH",
    "market_cap_usd": 7733478231.9,
    "price": 55.82,
    "currency": "USD",
    "dividend_yield": 0.02,
    "dividend_years": 39,
    "dividend_growth_5y": 0.04105616,
    "dividend_cut_5y": false,
    "payout_ratio": 0.2638,
    "net_income": 566251000.0,
    "free_cash_flow": 592388000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.00337556,
    "revenue_growth_5y": 0.09017061,
    "net_margin": 0.32338002,
    "roe": 0.14938,
    "pe_ratio": 13.714987,
    "price_vs_ma": 0.08328098,
    "return_3y": 0.49830084,
    "return_5y": -0.02067548,
    "max_drawdown": -0.40671949,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 22.5,
      "valuation": 15.0,
      "trend": 11.5,
      "total": 94.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/",
      "chart": "https://sharemaestro.com/terminal/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 22.5,
    "valuation": 15.0,
    "trend": 11.5,
    "total": 94.0,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH qualified as a dividend compounder candidate",
      "detail": "Score 94.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2026-06-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.275 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.275,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2026-03-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.275 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.275,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2025-12-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.262 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.262,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2025-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.2619 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.261905,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2025-06-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.2619 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.261905,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2025-03-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.0%",
      "detail": "Payment changed from 0.2448 to 0.2619.",
      "amount": 0.261905,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2025-03-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.2619 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.261905,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2024-12-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.2448 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.244762,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2024-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.2449 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.244898,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2024-06-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.2449 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.244898,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2024-03-06",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.1%",
      "detail": "Payment changed from 0.2331 to 0.2449.",
      "amount": 0.244898,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2024-03-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.2449 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.244898,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2023-12-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.2331 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.233107,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2023-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "CBSH dividend payment 0.2332 USD",
      "detail": "Recorded dividend payment for Commerce Bancshares Inc.",
      "amount": 0.233236,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2020-12-01",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.0%",
      "detail": "Payment changed from 0.2116 to 0.2221.",
      "amount": 0.22213,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2019-03-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 10.6%",
      "detail": "Payment changed from 0.1841 to 0.2037.",
      "amount": 0.203717,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2016-03-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.1%",
      "detail": "Payment changed from 0.1597 to 0.1679.",
      "amount": 0.167898,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    },
    {
      "event_date": "2015-03-04",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CBSH",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.1%",
      "detail": "Payment changed from 0.1521 to 0.1599.",
      "amount": 0.159903,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1a4e1cff-b509-4d4c-962e-8b70d66c517e/"
    }
  ]
}