{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "1cbea033-e017-411a-b691-c6b7524c6ada",
    "symbol": "MFC",
    "name": "Manulife Financial Corp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Life",
    "chart_url": "https://sharemaestro.com/terminal/1cbea033-e017-411a-b691-c6b7524c6ada/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "1cbea033-e017-411a-b691-c6b7524c6ada",
      "symbol": "MFC",
      "name": "Manulife Financial Corp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Life",
      "chart_url": "https://sharemaestro.com/terminal/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "MFC",
    "market_cap": 67143340032.0,
    "market_cap_usd": 64602751796.94,
    "price": 40.310001,
    "currency": "USD",
    "dividend_yield": 0.0337,
    "dividend_years": 26,
    "dividend_growth_5y": -0.05764837,
    "dividend_cut_5y": true,
    "payout_ratio": 0.5202,
    "net_income": 5782000000.0,
    "free_cash_flow": 32105000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.44278,
    "revenue_growth_5y": -0.07222304,
    "net_margin": 0.20038,
    "roe": 0.12564,
    "pe_ratio": 16.188755,
    "price_vs_ma": 0.11201082,
    "return_3y": 1.4798031,
    "return_5y": 1.50896489,
    "max_drawdown": -0.24853263,
    "scores": {
      "dividend_reliability": 13.0,
      "dividend_sustainability": 20.0,
      "business_quality": 20.5,
      "valuation": 13.0,
      "trend": 15.0,
      "total": 81.5,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency CAD.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/",
      "chart": "https://sharemaestro.com/terminal/1cbea033-e017-411a-b691-c6b7524c6ada/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 13.0,
    "dividend_sustainability": 20.0,
    "business_quality": 20.5,
    "valuation": 13.0,
    "trend": 15.0,
    "total": 81.5,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency USD differs from financial currency CAD.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2026-05-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.352 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.352,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2026-02-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 12.0%",
      "detail": "Payment changed from 0.316 to 0.354.",
      "amount": 0.354,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2026-02-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.354 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.354,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2025-05-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.316 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.316,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2025-03-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.6%",
      "detail": "Payment changed from 0.287 to 0.306.",
      "amount": 0.306,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2025-03-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.306 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.306,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2024-11-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.287 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.287,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2024-08-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.294 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.294,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2024-05-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.294 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.294,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2024-02-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 11.3%",
      "detail": "Payment changed from 0.266 to 0.296.",
      "amount": 0.296,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2024-02-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.296 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.296,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2023-11-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.266 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.266,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2023-08-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.27 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.27,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2023-05-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.27 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.27,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2023-02-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.5%",
      "detail": "Payment changed from 0.247 to 0.268.",
      "amount": 0.268,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2023-02-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "MFC dividend payment 0.268 USD",
      "detail": "Recorded dividend payment for Manulife Financial Corp.",
      "amount": 0.268,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2021-11-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 15.6%",
      "detail": "Payment changed from 0.224 to 0.259.",
      "amount": 0.259,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    },
    {
      "event_date": "2020-08-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MFC",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.5%",
      "detail": "Payment changed from 0.199 to 0.212.",
      "amount": 0.212,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/1cbea033-e017-411a-b691-c6b7524c6ada/"
    }
  ]
}