{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "272c89a2-d112-469b-86ef-370bfcce3b83",
    "symbol": "SMFG",
    "name": "Sumitomo Mitsui Financial Group Inc",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/272c89a2-d112-469b-86ef-370bfcce3b83/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "272c89a2-d112-469b-86ef-370bfcce3b83",
      "symbol": "SMFG",
      "name": "Sumitomo Mitsui Financial Group Inc",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/272c89a2-d112-469b-86ef-370bfcce3b83/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "SMFG",
    "market_cap": 155021361152.0,
    "market_cap_usd": 147143230308.72,
    "price": 24.4,
    "currency": "USD",
    "dividend_yield": 0.0231,
    "dividend_years": 2,
    "dividend_growth_5y": -0.38875306,
    "dividend_cut_5y": true,
    "payout_ratio": 0.18040001,
    "net_income": 1582973000000.0,
    "free_cash_flow": -10760659000000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 2.06199696,
    "revenue_growth_5y": 0.04305203,
    "net_margin": 0.26128998,
    "roe": 0.09776,
    "pe_ratio": 15.844156,
    "price_vs_ma": 0.17123746,
    "return_3y": 2.11382313,
    "return_5y": 2.61888569,
    "max_drawdown": -0.30203047,
    "scores": {
      "dividend_reliability": 5.1,
      "dividend_sustainability": 7.0,
      "business_quality": 24.0,
      "valuation": 13.0,
      "trend": 15.0,
      "total": 64.1,
      "confidence": 92.0
    },
    "rating": "weak",
    "rating_label": "Weak Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency JPY.",
      "Dividend history is short: 2 completed years.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid.",
      "Debt to equity is elevated at 2.06."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/272c89a2-d112-469b-86ef-370bfcce3b83/",
      "chart": "https://sharemaestro.com/terminal/272c89a2-d112-469b-86ef-370bfcce3b83/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 5.1,
    "dividend_sustainability": 7.0,
    "business_quality": 24.0,
    "valuation": 13.0,
    "trend": 15.0,
    "total": 64.1,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency USD differs from financial currency JPY.",
    "Dividend history is short: 2 completed years.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid.",
    "Debt to equity is elevated at 2.06."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "SMFG",
      "exchange": "NYSE",
      "headline": "SMFG dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/272c89a2-d112-469b-86ef-370bfcce3b83/"
    },
    {
      "event_date": "2025-03-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMFG",
      "exchange": "NYSE",
      "headline": "SMFG dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Sumitomo Mitsui Financial Group Inc.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/272c89a2-d112-469b-86ef-370bfcce3b83/"
    },
    {
      "event_date": "2024-09-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SMFG",
      "exchange": "NYSE",
      "headline": "Dividend increased 43.5%",
      "detail": "Payment changed from 0.168 to 0.241.",
      "amount": 0.241,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/272c89a2-d112-469b-86ef-370bfcce3b83/"
    },
    {
      "event_date": "2024-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMFG",
      "exchange": "NYSE",
      "headline": "SMFG dividend payment 0.241 USD",
      "detail": "Recorded dividend payment for Sumitomo Mitsui Financial Group Inc.",
      "amount": 0.241,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/272c89a2-d112-469b-86ef-370bfcce3b83/"
    },
    {
      "event_date": "2024-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMFG",
      "exchange": "NYSE",
      "headline": "SMFG dividend payment 0.168 USD",
      "detail": "Recorded dividend payment for Sumitomo Mitsui Financial Group Inc.",
      "amount": 0.168,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/272c89a2-d112-469b-86ef-370bfcce3b83/"
    }
  ]
}