{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "2a8440c9-2acd-46c2-b2df-6a3345f74760",
    "symbol": "CM",
    "name": "Canadian Imperial Bank Of Commerce",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "2a8440c9-2acd-46c2-b2df-6a3345f74760",
      "symbol": "CM",
      "name": "Canadian Imperial Bank Of Commerce",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "CM",
    "market_cap": 103566368768.0,
    "market_cap_usd": 99349225358.16,
    "price": 113.459999,
    "currency": "USD",
    "dividend_yield": 0.00680416,
    "dividend_years": 29,
    "dividend_growth_5y": -0.08489921,
    "dividend_cut_5y": true,
    "payout_ratio": 0.4048,
    "net_income": 8429000000.0,
    "free_cash_flow": 12729000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 3.52071606,
    "revenue_growth_5y": 0.19788103,
    "net_margin": 0.33976,
    "roe": 0.15387,
    "pe_ratio": 15.714682,
    "price_vs_ma": 0.15047575,
    "return_3y": 2.06878758,
    "return_5y": 1.39842048,
    "max_drawdown": -0.41692356,
    "scores": {
      "dividend_reliability": 13.0,
      "dividend_sustainability": 17.0,
      "business_quality": 25.0,
      "valuation": 13.0,
      "trend": 13.5,
      "total": 81.5,
      "confidence": 92.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency CAD.",
      "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Debt to equity is elevated at 3.52."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/",
      "chart": "https://sharemaestro.com/terminal/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 13.0,
    "dividend_sustainability": 17.0,
    "business_quality": 25.0,
    "valuation": 13.0,
    "trend": 13.5,
    "total": 81.5,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency USD differs from financial currency CAD.",
    "Dividend yield normalized from payment history because provider yield looked inconsistent.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Debt to equity is elevated at 3.52."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend review warning",
      "detail": "Debt to equity is elevated at 3.52.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2026-03-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.6%",
      "detail": "Payment changed from 0.711 to 0.772.",
      "amount": 0.772,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2026-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.772 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.772,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2025-06-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.711 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.711,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2025-03-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.678 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.678,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2024-12-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.673 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.673,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2024-09-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.668 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.668,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2024-06-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.657 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.657,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2024-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.663 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.663,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2023-12-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.9%",
      "detail": "Payment changed from 0.644 to 0.682.",
      "amount": 0.682,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2023-12-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.682 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.682,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2023-09-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.644 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.644,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2023-06-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 0.618 to 0.662.",
      "amount": 0.662,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2023-06-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.662 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.662,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2023-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.618 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.618,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2022-12-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "CM dividend payment 0.623 USD",
      "detail": "Recorded dividend payment for Canadian Imperial Bank Of Commerce.",
      "amount": 0.623,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2022-09-27",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "Dividend decreased -6.2%",
      "detail": "Payment changed from 0.644 to 0.604.",
      "amount": 0.604,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2022-03-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "Dividend increased 11.4%",
      "detail": "Payment changed from 0.577 to 0.643.",
      "amount": 0.643,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    },
    {
      "event_date": "2020-03-26",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "CM",
      "exchange": "NYSE",
      "headline": "Dividend decreased -6.0%",
      "detail": "Payment changed from 0.5475 to 0.5145.",
      "amount": 0.5145,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2a8440c9-2acd-46c2-b2df-6a3345f74760/"
    }
  ]
}