{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "2b3db5f6-8574-4a73-ad2e-c1a94b3fca81",
    "symbol": "CNH",
    "name": "CNH Industrial N.V.",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Industrials",
    "industry": "Farm & Heavy Construction Machinery",
    "chart_url": "https://sharemaestro.com/terminal/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "2b3db5f6-8574-4a73-ad2e-c1a94b3fca81",
      "symbol": "CNH",
      "name": "CNH Industrial N.V.",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Industrials",
      "industry": "Farm & Heavy Construction Machinery",
      "chart_url": "https://sharemaestro.com/terminal/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "CNH",
    "market_cap": 13143477248.0,
    "market_cap_usd": 13329468272.75,
    "price": 10.6,
    "currency": "USD",
    "dividend_yield": 0.0097,
    "dividend_years": 11,
    "dividend_growth_5y": 0.05956471,
    "dividend_cut_5y": true,
    "payout_ratio": 0.78129995,
    "net_income": 510000000.0,
    "free_cash_flow": 1340000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 3.33719,
    "revenue_growth_5y": 0.04136243,
    "net_margin": 0.02133,
    "roe": 0.0484,
    "pe_ratio": 33.125004,
    "price_vs_ma": 0.00508657,
    "return_3y": -0.17301849,
    "return_5y": -0.1780421,
    "max_drawdown": -0.41971268,
    "scores": {
      "dividend_reliability": 14.75,
      "dividend_sustainability": 13.0,
      "business_quality": 19.5,
      "valuation": 13.0,
      "trend": 6.5,
      "total": 66.75,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Debt to equity is elevated at 3.34."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/",
      "chart": "https://sharemaestro.com/terminal/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 14.75,
    "dividend_sustainability": 13.0,
    "business_quality": 19.5,
    "valuation": 13.0,
    "trend": 6.5,
    "total": 66.75,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Debt to equity is elevated at 3.34."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend review warning",
      "detail": "Debt to equity is elevated at 3.34.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2026-05-21",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "Dividend cut -60.0%",
      "detail": "Payment changed from 0.25 to 0.1.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2026-05-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.1 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2025-05-21",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "Dividend decreased -46.8%",
      "detail": "Payment changed from 0.47 to 0.25.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2025-05-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2024-05-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "Dividend increased 18.7%",
      "detail": "Payment changed from 0.396 to 0.47.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2024-05-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2023-04-24",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "Dividend increased 31.1%",
      "detail": "Payment changed from 0.302 to 0.396.",
      "amount": 0.396,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2023-04-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.396 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.396,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2022-04-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "Dividend increased 162.9%",
      "detail": "Payment changed from 0.1149 to 0.302.",
      "amount": 0.302,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2022-04-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.302 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.302,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2021-04-19",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "Dividend decreased -35.0%",
      "detail": "Payment changed from 0.1767 to 0.1149.",
      "amount": 0.114883,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2021-04-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.1149 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.114883,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2019-04-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.1767 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.176675,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2018-04-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.1497 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.149695,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2017-04-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.1027 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.102698,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2016-04-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.1271 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.127067,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2015-04-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.188 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.18799,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    },
    {
      "event_date": "2014-04-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "CNH",
      "exchange": "NYSE",
      "headline": "CNH dividend payment 0.2402 USD",
      "detail": "Recorded dividend payment for CNH Industrial N.V..",
      "amount": 0.240209,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2b3db5f6-8574-4a73-ad2e-c1a94b3fca81/"
    }
  ]
}