{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "2bf80025-bede-4e2d-b331-c9064202955c",
    "symbol": "RF",
    "name": "Regions Financial Corporation",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/2bf80025-bede-4e2d-b331-c9064202955c/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "2bf80025-bede-4e2d-b331-c9064202955c",
      "symbol": "RF",
      "name": "Regions Financial Corporation",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "RF",
    "market_cap": 24978419712.0,
    "market_cap_usd": 24355452014.52,
    "price": 29.27,
    "currency": "USD",
    "dividend_yield": 0.0367,
    "dividend_years": 40,
    "dividend_growth_5y": 0.10685086,
    "dividend_cut_5y": false,
    "payout_ratio": 0.4336,
    "net_income": 2156000000.0,
    "free_cash_flow": 2151000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.25647219,
    "revenue_growth_5y": 0.07659845,
    "net_margin": 0.30997,
    "roe": 0.11895,
    "pe_ratio": 12.145228,
    "price_vs_ma": 0.07862453,
    "return_3y": 0.97478728,
    "return_5y": 0.74469304,
    "max_drawdown": -0.40987138,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 97.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/",
      "chart": "https://sharemaestro.com/terminal/2bf80025-bede-4e2d-b331-c9064202955c/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 97.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF qualified as a dividend compounder candidate",
      "detail": "Score 97.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2026-06-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.265 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2026-03-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.265 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2025-12-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.265 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2025-09-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.0%",
      "detail": "Payment changed from 0.25 to 0.265.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2025-09-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.265 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.265,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2025-06-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2025-03-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2024-12-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2024-09-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2024-06-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2024-02-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2023-12-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2023-08-31",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "Dividend increased 20.0%",
      "detail": "Payment changed from 0.2 to 0.24.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2023-08-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "RF dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for Regions Financial Corporation.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2022-09-01",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "Dividend increased 17.6%",
      "detail": "Payment changed from 0.17 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2021-09-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.7%",
      "detail": "Payment changed from 0.155 to 0.17.",
      "amount": 0.17,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2019-09-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.7%",
      "detail": "Payment changed from 0.14 to 0.155.",
      "amount": 0.155,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    },
    {
      "event_date": "2018-09-06",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RF",
      "exchange": "NYSE",
      "headline": "Dividend increased 55.6%",
      "detail": "Payment changed from 0.09 to 0.14.",
      "amount": 0.14,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2bf80025-bede-4e2d-b331-c9064202955c/"
    }
  ]
}