{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "2cc7ec9e-4b1a-476f-83a3-f65dc96bd659",
    "symbol": "WRB",
    "name": "W. R. Berkley Corp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Property & Casualty",
    "chart_url": "https://sharemaestro.com/terminal/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "2cc7ec9e-4b1a-476f-83a3-f65dc96bd659",
      "symbol": "WRB",
      "name": "W. R. Berkley Corp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Property & Casualty",
      "chart_url": "https://sharemaestro.com/terminal/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "WRB",
    "market_cap": 25415331840.0,
    "market_cap_usd": 25527015513.24,
    "price": 68.269997,
    "currency": "USD",
    "dividend_yield": 0.0013183,
    "dividend_years": 41,
    "dividend_growth_5y": 0.54686227,
    "dividend_cut_5y": true,
    "payout_ratio": 0.0763,
    "net_income": 1779403000.0,
    "free_cash_flow": 3412622000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.3176,
    "revenue_growth_5y": 0.12670614,
    "net_margin": 0.12639,
    "roe": 0.20164,
    "pe_ratio": 14.463983,
    "price_vs_ma": -0.00077145,
    "return_3y": 0.89046511,
    "return_5y": 1.31629895,
    "max_drawdown": -0.25066865,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 20.0,
      "business_quality": 23.0,
      "valuation": 15.0,
      "trend": 10.0,
      "total": 86.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/",
      "chart": "https://sharemaestro.com/terminal/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 20.0,
    "business_quality": 23.0,
    "valuation": 15.0,
    "trend": 10.0,
    "total": 86.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2026-02-23",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "Dividend cut -91.7%",
      "detail": "Payment changed from 1.09 to 0.09.",
      "amount": 0.09,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2026-02-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.09 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.09,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2025-12-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "Dividend increased 1111.1%",
      "detail": "Payment changed from 0.09 to 1.09.",
      "amount": 1.09,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2025-12-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 1.09 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 1.09,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2025-09-22",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "Dividend cut -84.7%",
      "detail": "Payment changed from 0.59 to 0.09.",
      "amount": 0.09,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2025-09-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.09 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.09,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2025-06-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "Dividend increased 637.5%",
      "detail": "Payment changed from 0.08 to 0.59.",
      "amount": 0.59,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2025-06-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.59 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.59,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2025-03-03",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "Dividend cut -86.2%",
      "detail": "Payment changed from 0.58 to 0.08.",
      "amount": 0.08,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2025-03-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.08 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.08,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2024-12-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "Dividend increased 75.8%",
      "detail": "Payment changed from 0.33 to 0.58.",
      "amount": 0.58,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2024-12-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.58 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.58,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2024-09-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.33 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.33,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2024-06-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.4133 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.413333,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2024-03-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.07333 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.073333,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2023-12-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.4067 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.406667,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2023-09-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.4067 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.406667,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    },
    {
      "event_date": "2023-06-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WRB",
      "exchange": "NYSE",
      "headline": "WRB dividend payment 0.07333 USD",
      "detail": "Recorded dividend payment for W. R. Berkley Corp.",
      "amount": 0.073333,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/2cc7ec9e-4b1a-476f-83a3-f65dc96bd659/"
    }
  ]
}