{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "313c171e-27c5-429e-85bb-c643fab9a0ad",
    "symbol": "MTB",
    "name": "M&T Bank Corporation",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/313c171e-27c5-429e-85bb-c643fab9a0ad/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "313c171e-27c5-429e-85bb-c643fab9a0ad",
      "symbol": "MTB",
      "name": "M&T Bank Corporation",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "MTB",
    "market_cap": 33957681152.0,
    "market_cap_usd": 32575239146.4,
    "price": 231.880005,
    "currency": "USD",
    "dividend_yield": 0.0263,
    "dividend_years": 39,
    "dividend_growth_5y": 0.05313594,
    "dividend_cut_5y": false,
    "payout_ratio": 0.32849997,
    "net_income": 2851000000.0,
    "free_cash_flow": 2860000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.44593344,
    "revenue_growth_5y": 0.14402796,
    "net_margin": 0.31482,
    "roe": 0.10291001,
    "pe_ratio": 13.012346,
    "price_vs_ma": 0.10647875,
    "return_3y": 1.2042974,
    "return_5y": 0.79578399,
    "max_drawdown": -0.40085256,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 97.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/",
      "chart": "https://sharemaestro.com/terminal/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 97.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB qualified as a dividend compounder candidate",
      "detail": "Score 97.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2026-06-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.5 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2026-03-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.5 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2025-12-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.5 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2025-09-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "Dividend increased 11.1%",
      "detail": "Payment changed from 1.35 to 1.5.",
      "amount": 1.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2025-09-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.5 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2025-06-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.35 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2025-03-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.35 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2024-12-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.35 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2024-09-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.35 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2024-06-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.35 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2024-03-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.3 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2023-11-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.3 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2023-08-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "MTB dividend payment 1.3 USD",
      "detail": "Recorded dividend payment for M&T Bank Corporation.",
      "amount": 1.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2023-03-03",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.3%",
      "detail": "Payment changed from 1.2 to 1.3.",
      "amount": 1.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2021-11-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.1%",
      "detail": "Payment changed from 1.1 to 1.2.",
      "amount": 1.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2019-11-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.0%",
      "detail": "Payment changed from 1 to 1.1.",
      "amount": 1.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2018-08-31",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "Dividend increased 25.0%",
      "detail": "Payment changed from 0.8 to 1.",
      "amount": 1.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    },
    {
      "event_date": "2018-05-31",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "MTB",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.7%",
      "detail": "Payment changed from 0.75 to 0.8.",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/313c171e-27c5-429e-85bb-c643fab9a0ad/"
    }
  ]
}