{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "32f17d5e-c17c-4dac-b6f8-e446a31434d9",
    "symbol": "FFBC",
    "name": "First Financial Bancorp",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "32f17d5e-c17c-4dac-b6f8-e446a31434d9",
      "symbol": "FFBC",
      "name": "First Financial Bancorp",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "FFBC",
    "market_cap_usd": 3237071187.9,
    "price": 32.299999,
    "currency": "USD",
    "dividend_yield": 0.0315,
    "dividend_years": 38,
    "dividend_growth_5y": 0.01271595,
    "dividend_cut_5y": false,
    "payout_ratio": 0.3498,
    "net_income": 255605000.0,
    "free_cash_flow": 317104000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.42950207,
    "revenue_growth_5y": 0.12015632,
    "net_margin": 0.30392,
    "roe": 0.10245,
    "pe_ratio": 11.413427,
    "price_vs_ma": 0.1580852,
    "return_3y": 0.77908242,
    "return_5y": 0.57842765,
    "max_drawdown": -0.30191019,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 22.5,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 97.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/",
      "chart": "https://sharemaestro.com/terminal/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 22.5,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 97.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC qualified as a dividend compounder candidate",
      "detail": "Score 97.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2026-06-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2026-03-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2025-12-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2025-09-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.25 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2025-06-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2025-03-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2024-12-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2024-08-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2024-06-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.23 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2024-02-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.23 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2023-11-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.23 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2023-08-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "FFBC dividend payment 0.23 USD",
      "detail": "Recorded dividend payment for First Financial Bancorp.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2019-02-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 10.0%",
      "detail": "Payment changed from 0.2 to 0.22.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2018-08-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.3%",
      "detail": "Payment changed from 0.19 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2018-02-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 11.8%",
      "detail": "Payment changed from 0.17 to 0.19.",
      "amount": 0.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2017-02-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 6.2%",
      "detail": "Payment changed from 0.16 to 0.17.",
      "amount": 0.17,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2014-11-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 6.7%",
      "detail": "Payment changed from 0.15 to 0.16.",
      "amount": 0.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    },
    {
      "event_date": "2013-11-26",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "FFBC",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -44.4%",
      "detail": "Payment changed from 0.27 to 0.15.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/32f17d5e-c17c-4dac-b6f8-e446a31434d9/"
    }
  ]
}