{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "348e9051-9c97-46e2-9909-75e95ab14ac7",
    "symbol": "SLF",
    "name": "Sun Life Financial Inc.",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/348e9051-9c97-46e2-9909-75e95ab14ac7/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "348e9051-9c97-46e2-9909-75e95ab14ac7",
      "symbol": "SLF",
      "name": "Sun Life Financial Inc.",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "SLF",
    "market_cap": 42478125056.0,
    "market_cap_usd": 40859698283.24,
    "price": 76.639999,
    "currency": "USD",
    "dividend_yield": 0.0367,
    "dividend_years": 26,
    "dividend_growth_5y": -0.05683535,
    "dividend_cut_5y": true,
    "payout_ratio": 0.6704,
    "net_income": 3745000000.0,
    "free_cash_flow": 2654000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.54114,
    "revenue_growth_5y": -0.00544181,
    "net_margin": 0.08849,
    "roe": 0.11972,
    "pe_ratio": 19.906494,
    "price_vs_ma": 0.1806838,
    "return_3y": 0.69401126,
    "return_5y": 0.78982135,
    "max_drawdown": -0.29095618,
    "scores": {
      "dividend_reliability": 13.0,
      "dividend_sustainability": 20.0,
      "business_quality": 18.5,
      "valuation": 13.0,
      "trend": 15.0,
      "total": 79.5,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency CAD.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/",
      "chart": "https://sharemaestro.com/terminal/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 13.0,
    "dividend_sustainability": 20.0,
    "business_quality": 18.5,
    "valuation": 13.0,
    "trend": 15.0,
    "total": 79.5,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency USD differs from financial currency CAD.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2026-05-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.695 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.695,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2026-02-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.5%",
      "detail": "Payment changed from 0.637 to 0.672.",
      "amount": 0.672,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2026-02-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.672 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.672,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2025-05-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.5%",
      "detail": "Payment changed from 0.587 to 0.637.",
      "amount": 0.637,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2025-05-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.637 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.637,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2025-02-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.587 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.587,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2024-11-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.598 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.598,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2024-08-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.603 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.603,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2024-05-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.594 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.594,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2024-02-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.578 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.578,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2023-11-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.573 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.573,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2023-08-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.552 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.552,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2023-05-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.552 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.552,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2023-02-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "SLF dividend payment 0.53 USD",
      "detail": "Recorded dividend payment for Sun Life Financial Inc..",
      "amount": 0.53,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2021-11-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "Dividend increased 19.5%",
      "detail": "Payment changed from 0.435 to 0.52.",
      "amount": 0.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2020-08-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.9%",
      "detail": "Payment changed from 0.393 to 0.416.",
      "amount": 0.416,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2017-08-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.4%",
      "detail": "Payment changed from 0.316 to 0.349.",
      "amount": 0.349,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    },
    {
      "event_date": "2016-05-31",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SLF",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.6%",
      "detail": "Payment changed from 0.289 to 0.311.",
      "amount": 0.311,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/348e9051-9c97-46e2-9909-75e95ab14ac7/"
    }
  ]
}