{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "34c79a12-fef7-4da4-9bd7-6aa5caa23977",
    "symbol": "BHFAL",
    "name": "Brighthouse Financial, Inc.",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Other",
    "industry": "Other",
    "chart_url": "https://sharemaestro.com/terminal/34c79a12-fef7-4da4-9bd7-6aa5caa23977/"
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  "snapshot": {
    "ticker": {
      "uuid": "34c79a12-fef7-4da4-9bd7-6aa5caa23977",
      "symbol": "BHFAL",
      "name": "Brighthouse Financial, Inc.",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Other",
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      "chart_url": "https://sharemaestro.com/terminal/34c79a12-fef7-4da4-9bd7-6aa5caa23977/"
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    "as_of_date": "2026-06-12",
    "provider_symbol": "BHFAL",
    "market_cap_usd": 3215038805.76,
    "price": 15.96,
    "currency": "USD",
    "dividend_yield": 0.04899749,
    "dividend_years": 7,
    "dividend_growth_5y": 0.0,
    "dividend_cut_5y": false,
    "payout_ratio": null,
    "net_income": -65000000.0,
    "free_cash_flow": -469000000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 0.41555815,
    "revenue_growth_5y": -0.06088696,
    "net_margin": -0.01192223,
    "roe": -0.01168434,
    "pe_ratio": null,
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    "return_3y": -0.13011215,
    "return_5y": -0.18685433,
    "max_drawdown": -0.29612461,
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      "dividend_sustainability": 3.0,
      "business_quality": 8.0,
      "valuation": 10.0,
      "trend": 4.0,
      "total": 42.6,
      "confidence": 88.0
    },
    "rating": "avoid",
    "rating_label": "Avoid",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Payout ratio unavailable.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid."
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    "dividend_sustainability": 3.0,
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    "valuation": 10.0,
    "trend": 4.0,
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    "confidence": 88.0
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  "warnings": [
    "Payout ratio unavailable.",
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  "diary": [
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      "event_type": "warning",
      "severity": "warning",
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      "exchange": "NASDAQ",
      "headline": "BHFAL dividend review warning",
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      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/34c79a12-fef7-4da4-9bd7-6aa5caa23977/"
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    {
      "event_date": "2026-06-01",
      "event_type": "payment",
      "severity": "info",
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      "exchange": "NASDAQ",
      "headline": "BHFAL dividend payment 0.391 USD",
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      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/34c79a12-fef7-4da4-9bd7-6aa5caa23977/"
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      "event_date": "2026-02-27",
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      "headline": "BHFAL dividend payment 0.391 USD",
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    {
      "event_date": "2025-12-01",
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      "headline": "BHFAL dividend payment 0.391 USD",
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      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/34c79a12-fef7-4da4-9bd7-6aa5caa23977/"
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    {
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    {
      "event_date": "2025-05-30",
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      "headline": "BHFAL dividend payment 0.391 USD",
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    {
      "event_date": "2024-11-29",
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      "headline": "BHFAL dividend payment 0.391 USD",
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      "event_date": "2024-05-31",
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      "headline": "BHFAL dividend payment 0.391 USD",
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      "event_date": "2024-02-29",
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    {
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