{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "37c935c4-0799-4c7d-b10c-cbc4034d28f5",
    "symbol": "SMIF",
    "name": "TwentyFour Select Monthly Income Fund Limited",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Asset Management",
    "chart_url": "https://sharemaestro.com/terminal/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "37c935c4-0799-4c7d-b10c-cbc4034d28f5",
      "symbol": "SMIF",
      "name": "TwentyFour Select Monthly Income Fund Limited",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Asset Management",
      "chart_url": "https://sharemaestro.com/terminal/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "SMIF.L",
    "market_cap": 302406528.0,
    "market_cap_usd": 30331808339.6121,
    "price": 85.400002,
    "currency": "GBP",
    "dividend_yield": 0.0822,
    "dividend_years": 12,
    "dividend_growth_5y": 0.03533608,
    "dividend_cut_5y": false,
    "payout_ratio": 1.2265,
    "net_income": 27296036.0,
    "free_cash_flow": -26088947.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": null,
    "revenue_growth_5y": 0.00706234,
    "net_margin": 0.0,
    "roe": 0.1000888,
    "pe_ratio": 14.233335,
    "price_vs_ma": -0.00718809,
    "return_3y": 0.17292951,
    "return_5y": -0.10669239,
    "max_drawdown": -0.30247804,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 0.0,
      "business_quality": 20.0,
      "valuation": 12.0,
      "trend": 8.0,
      "total": 65.0,
      "confidence": 92.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Payout ratio is elevated at 122.6%.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid.",
      "Dividend yield is unusually high at 8.2%; possible value trap."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/",
      "chart": "https://sharemaestro.com/terminal/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 0.0,
    "business_quality": 20.0,
    "valuation": 12.0,
    "trend": 8.0,
    "total": 65.0,
    "confidence": 92.0
  },
  "warnings": [
    "Payout ratio is elevated at 122.6%.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid.",
    "Dividend yield is unusually high at 8.2%; possible value trap."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend review warning",
      "detail": "Dividend yield is unusually high at 8.2%; possible value trap.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2026-05-21",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "Dividend decreased -33.3%",
      "detail": "Payment changed from 0.75 to 0.5.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2026-05-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2026-04-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "Dividend increased 50.0%",
      "detail": "Payment changed from 0.5 to 0.75.",
      "amount": 0.75,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2026-04-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.75 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.75,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2026-03-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2026-02-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2026-01-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-12-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-11-20",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "Dividend cut -61.6%",
      "detail": "Payment changed from 1.302 to 0.5.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-11-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-10-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "Dividend increased 160.4%",
      "detail": "Payment changed from 0.5 to 1.302.",
      "amount": 1.3021,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-10-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 1.302 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 1.3021,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-09-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-08-21",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "Dividend decreased -33.3%",
      "detail": "Payment changed from 0.75 to 0.5.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-08-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-07-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "Dividend increased 50.0%",
      "detail": "Payment changed from 0.5 to 0.75.",
      "amount": 0.75,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-07-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.75 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.75,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    },
    {
      "event_date": "2025-06-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SMIF",
      "exchange": "LSE",
      "headline": "SMIF dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for TwentyFour Select Monthly Income Fund Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/37c935c4-0799-4c7d-b10c-cbc4034d28f5/"
    }
  ]
}