{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "3b0b713b-55e9-4822-9cf6-42350911fb8e",
    "symbol": "STAN",
    "name": "Standard Chartered PLC",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Banks - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "3b0b713b-55e9-4822-9cf6-42350911fb8e",
      "symbol": "STAN",
      "name": "Standard Chartered PLC",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Banks - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "STAN.L",
    "market_cap": 42026520576.0,
    "market_cap_usd": 4221030879957.0,
    "price": 1928.0,
    "currency": "GBP",
    "dividend_yield": 0.0245,
    "dividend_years": 30,
    "dividend_growth_5y": 0.10614923,
    "dividend_cut_5y": true,
    "payout_ratio": 0.2969,
    "net_income": 5085000000.0,
    "free_cash_flow": 35484000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 1.94687829,
    "revenue_growth_5y": 0.08350072,
    "net_margin": 0.26049998,
    "roe": 0.10107,
    "pe_ratio": 12.43871,
    "price_vs_ma": 0.08704063,
    "return_3y": 1.93790831,
    "return_5y": 3.11575879,
    "max_drawdown": -0.27269233,
    "scores": {
      "dividend_reliability": 16.5,
      "dividend_sustainability": 18.5,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 89.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency GBP differs from financial currency USD.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/",
      "chart": "https://sharemaestro.com/terminal/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 16.5,
    "dividend_sustainability": 18.5,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 89.0,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency GBP differs from financial currency USD.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2026-03-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "Dividend increased 298.4%",
      "detail": "Payment changed from 9.174 to 36.55.",
      "amount": 36.54714,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2026-03-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 36.55 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 36.54714,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2025-08-07",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "Dividend cut -56.1%",
      "detail": "Payment changed from 20.88 to 9.174.",
      "amount": 9.174078,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2025-08-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 9.174 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 9.174078,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2025-03-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "Dividend increased 211.1%",
      "detail": "Payment changed from 6.713 to 20.88.",
      "amount": 20.884079,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2025-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 20.88 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 20.884079,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2024-08-08",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "Dividend cut -57.1%",
      "detail": "Payment changed from 15.66 to 6.713.",
      "amount": 6.71274,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2024-08-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 6.713 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 6.71274,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2024-03-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "Dividend increased 250.0%",
      "detail": "Payment changed from 4.475 to 15.66.",
      "amount": 15.663059,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2024-03-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 15.66 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 15.663059,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2023-08-10",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "Dividend cut -57.1%",
      "detail": "Payment changed from 10.44 to 4.475.",
      "amount": 4.4751596,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2023-08-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 4.475 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 4.4751596,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2023-02-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 10.44 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 10.4420395,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2022-08-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 2.983 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 2.98344,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2022-02-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 6.713 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 6.71274,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2021-08-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 2.238 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 2.2375798,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2021-03-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 6.713 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 6.71274,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    },
    {
      "event_date": "2019-08-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "STAN",
      "exchange": "LSE",
      "headline": "STAN dividend payment 5.221 GBP",
      "detail": "Recorded dividend payment for Standard Chartered PLC.",
      "amount": 5.2210197,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b0b713b-55e9-4822-9cf6-42350911fb8e/"
    }
  ]
}