{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "3b2918d8-44d5-478e-9422-eda5dcf9637f",
    "symbol": "AJB",
    "name": "AJ Bell plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Asset Management",
    "chart_url": "https://sharemaestro.com/terminal/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "3b2918d8-44d5-478e-9422-eda5dcf9637f",
      "symbol": "AJB",
      "name": "AJ Bell plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Asset Management",
      "chart_url": "https://sharemaestro.com/terminal/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "AJB.L",
    "market_cap": 2461741824.0,
    "market_cap_usd": 240247051008.0,
    "price": 623.0,
    "currency": "GBP",
    "dividend_yield": 0.0243,
    "dividend_years": 7,
    "dividend_growth_5y": 0.21426257,
    "dividend_cut_5y": true,
    "payout_ratio": 0.4698,
    "net_income": 105121000.0,
    "free_cash_flow": 84049000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 5.731,
    "revenue_growth_5y": 0.24717254,
    "net_margin": 0.35519,
    "roe": 0.59936,
    "pe_ratio": 20.766666,
    "price_vs_ma": 0.26091814,
    "return_3y": 0.97962912,
    "return_5y": 0.47365315,
    "max_drawdown": -0.45893275,
    "scores": {
      "dividend_reliability": 14.1,
      "dividend_sustainability": 17.0,
      "business_quality": 25.0,
      "valuation": 13.0,
      "trend": 13.5,
      "total": 82.6,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Debt to equity is elevated at 5.73."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/",
      "chart": "https://sharemaestro.com/terminal/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 14.1,
    "dividend_sustainability": 17.0,
    "business_quality": 25.0,
    "valuation": 13.0,
    "trend": 13.5,
    "total": 82.6,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Debt to equity is elevated at 5.73."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend review warning",
      "detail": "Debt to equity is elevated at 5.73.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2026-06-04",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "Dividend decreased -48.7%",
      "detail": "Payment changed from 9.75 to 5.",
      "amount": 5.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2026-06-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 5 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 5.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2026-01-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "Dividend increased 116.7%",
      "detail": "Payment changed from 4.5 to 9.75.",
      "amount": 9.75,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2026-01-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 9.75 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 9.75,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2025-06-05",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "Dividend decreased -45.5%",
      "detail": "Payment changed from 8.25 to 4.5.",
      "amount": 4.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2025-06-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 4.5 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 4.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2025-01-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "Dividend increased 94.1%",
      "detail": "Payment changed from 4.25 to 8.25.",
      "amount": 8.25,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2025-01-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 8.25 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 8.25,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2024-06-06",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "Dividend decreased -41.4%",
      "detail": "Payment changed from 7.25 to 4.25.",
      "amount": 4.25,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2024-06-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 4.25 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 4.25,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2024-01-11",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "Dividend increased 107.1%",
      "detail": "Payment changed from 3.5 to 7.25.",
      "amount": 7.25,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2024-01-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 7.25 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 7.25,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2023-06-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 3.5 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 3.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2023-01-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 4.59 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 4.5899997,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2022-06-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 2.78 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 2.78,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2022-01-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 9.5 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 9.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2021-06-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 2.46 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 2.46,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    },
    {
      "event_date": "2021-01-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AJB",
      "exchange": "LSE",
      "headline": "AJB dividend payment 4.66 GBP",
      "detail": "Recorded dividend payment for AJ Bell plc.",
      "amount": 4.66,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3b2918d8-44d5-478e-9422-eda5dcf9637f/"
    }
  ]
}