{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "3dbe20d3-7f05-4ff6-8470-911da1feb83e",
    "symbol": "UNH",
    "name": "UnitedHealth Group Incorporated",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Healthcare",
    "industry": "Healthcare Plans",
    "chart_url": "https://sharemaestro.com/terminal/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "3dbe20d3-7f05-4ff6-8470-911da1feb83e",
      "symbol": "UNH",
      "name": "UnitedHealth Group Incorporated",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Healthcare",
      "industry": "Healthcare Plans",
      "chart_url": "https://sharemaestro.com/terminal/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "UNH",
    "market_cap": 370995134464.0,
    "market_cap_usd": 362776445065.88,
    "price": 408.519989,
    "currency": "USD",
    "dividend_yield": 0.00540977,
    "dividend_years": 36,
    "dividend_growth_5y": 0.12567604,
    "dividend_cut_5y": false,
    "payout_ratio": 0.6657,
    "net_income": 12056000000.0,
    "free_cash_flow": 16075000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.73982,
    "revenue_growth_5y": 0.11721651,
    "net_margin": 0.02678,
    "roe": 0.12176,
    "pe_ratio": 30.808445,
    "price_vs_ma": 0.24763787,
    "return_3y": -0.0952318,
    "return_5y": 0.09506524,
    "max_drawdown": -0.60799012,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 20.5,
      "valuation": 13.0,
      "trend": 9.0,
      "total": 87.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [
      "Dividend yield normalized from payment history because provider yield looked inconsistent."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/",
      "chart": "https://sharemaestro.com/terminal/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 20.5,
    "valuation": 13.0,
    "trend": 9.0,
    "total": 87.5,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend yield normalized from payment history because provider yield looked inconsistent."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend review warning",
      "detail": "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH qualified as a dividend compounder candidate",
      "detail": "Score 87.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2026-03-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 2.21 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 2.21,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2025-12-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 2.21 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 2.21,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2025-09-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 2.21 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 2.21,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2025-06-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.2%",
      "detail": "Payment changed from 2.1 to 2.21.",
      "amount": 2.21,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2025-06-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 2.21 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 2.21,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2025-03-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 2.1 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 2.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2024-12-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 2.1 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 2.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2024-09-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 2.1 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 2.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2024-06-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "Dividend increased 11.7%",
      "detail": "Payment changed from 1.88 to 2.1.",
      "amount": 2.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2024-06-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 2.1 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 2.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2024-03-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 1.88 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 1.88,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2023-12-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 1.88 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 1.88,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2023-09-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 1.88 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 1.88,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2023-06-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "Dividend increased 13.9%",
      "detail": "Payment changed from 1.65 to 1.88.",
      "amount": 1.88,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2023-06-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "UNH dividend payment 1.88 USD",
      "detail": "Recorded dividend payment for UnitedHealth Group Incorporated.",
      "amount": 1.88,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2022-06-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "Dividend increased 13.8%",
      "detail": "Payment changed from 1.45 to 1.65.",
      "amount": 1.65,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2021-06-18",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "Dividend increased 16.0%",
      "detail": "Payment changed from 1.25 to 1.45.",
      "amount": 1.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    },
    {
      "event_date": "2020-06-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UNH",
      "exchange": "NYSE",
      "headline": "Dividend increased 15.7%",
      "detail": "Payment changed from 1.08 to 1.25.",
      "amount": 1.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/3dbe20d3-7f05-4ff6-8470-911da1feb83e/"
    }
  ]
}