{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "47df0182-25dd-4361-87f8-6424d242029d",
    "symbol": "FBNC",
    "name": "First Bancorp",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/47df0182-25dd-4361-87f8-6424d242029d/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "47df0182-25dd-4361-87f8-6424d242029d",
      "symbol": "FBNC",
      "name": "First Bancorp",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "FBNC",
    "market_cap_usd": 2452320728.51,
    "price": 61.779999,
    "currency": "USD",
    "dividend_yield": 0.00388475,
    "dividend_years": 39,
    "dividend_growth_5y": 0.04795294,
    "dividend_cut_5y": false,
    "payout_ratio": 0.3174,
    "net_income": 111048000.0,
    "free_cash_flow": 198886000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": -0.00166549,
    "revenue_growth_5y": 0.11266019,
    "net_margin": 0.30839002,
    "roe": 0.07602,
    "pe_ratio": 21.085323,
    "price_vs_ma": 0.09926256,
    "return_3y": 1.19157767,
    "return_5y": 0.58557138,
    "max_drawdown": -0.44016281,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 21.5,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 95.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [
      "Dividend yield normalized from payment history because provider yield looked inconsistent."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/",
      "chart": "https://sharemaestro.com/terminal/47df0182-25dd-4361-87f8-6424d242029d/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 21.5,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 95.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend yield normalized from payment history because provider yield looked inconsistent."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend review warning",
      "detail": "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC qualified as a dividend compounder candidate",
      "detail": "Score 95.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2026-03-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2025-12-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.23 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2025-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.23 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2025-06-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.23 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2025-03-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2024-12-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2024-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2024-06-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2024-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2023-12-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2023-09-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2023-06-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "FBNC dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for First Bancorp.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2022-03-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 10.0%",
      "detail": "Payment changed from 0.2 to 0.22.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2021-03-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 11.1%",
      "detail": "Payment changed from 0.18 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2019-12-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 50.0%",
      "detail": "Payment changed from 0.12 to 0.18.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2019-03-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 20.0%",
      "detail": "Payment changed from 0.1 to 0.12.",
      "amount": 0.12,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2018-03-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 25.0%",
      "detail": "Payment changed from 0.08 to 0.1.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    },
    {
      "event_date": "2009-03-27",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "FBNC",
      "exchange": "NASDAQ",
      "headline": "Dividend cut -57.9%",
      "detail": "Payment changed from 0.19 to 0.08.",
      "amount": 0.08,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/47df0182-25dd-4361-87f8-6424d242029d/"
    }
  ]
}