{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "49369f1a-c114-45aa-a1fe-4a95b9df8e8a",
    "symbol": "OMU",
    "name": "Old Mutual Limited",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Financial Conglomerates",
    "chart_url": "https://sharemaestro.com/terminal/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "49369f1a-c114-45aa-a1fe-4a95b9df8e8a",
      "symbol": "OMU",
      "name": "Old Mutual Limited",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Financial Conglomerates",
      "chart_url": "https://sharemaestro.com/terminal/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "OMU.L",
    "market_cap": 2456970240.0,
    "market_cap_usd": 232751719672.0,
    "price": 61.599998,
    "currency": "GBP",
    "dividend_yield": 0.0675,
    "dividend_years": 8,
    "dividend_growth_5y": 0.00250494,
    "dividend_cut_5y": true,
    "payout_ratio": 0.47869998,
    "net_income": 8408000000.0,
    "free_cash_flow": -4528000000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 0.9342,
    "revenue_growth_5y": 0.61164595,
    "net_margin": 0.07127,
    "roe": 0.14768,
    "pe_ratio": 6.8444443,
    "price_vs_ma": -0.04311887,
    "return_3y": 0.25095208,
    "return_5y": 0.06519242,
    "max_drawdown": -0.45520982,
    "scores": {
      "dividend_reliability": 14.9,
      "dividend_sustainability": 10.0,
      "business_quality": 22.0,
      "valuation": 13.0,
      "trend": 8.5,
      "total": 68.4,
      "confidence": 92.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency GBP differs from financial currency ZAR.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/",
      "chart": "https://sharemaestro.com/terminal/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 14.9,
    "dividend_sustainability": 10.0,
    "business_quality": 22.0,
    "valuation": 13.0,
    "trend": 8.5,
    "total": 68.4,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency GBP differs from financial currency ZAR.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2026-04-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "Dividend increased 61.4%",
      "detail": "Payment changed from 1.553 to 2.507.",
      "amount": 2.5071,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2026-04-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 2.507 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 2.5071,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2025-10-01",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "Dividend decreased -29.5%",
      "detail": "Payment changed from 2.203 to 1.553.",
      "amount": 1.5534999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2025-10-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 1.553 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 1.5534999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "Dividend increased 50.1%",
      "detail": "Payment changed from 1.468 to 2.203.",
      "amount": 2.2032,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 2.203 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 2.2032,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2024-10-17",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "Dividend decreased -28.2%",
      "detail": "Payment changed from 2.044 to 1.468.",
      "amount": 1.468,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2024-10-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 1.468 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 1.468,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2024-04-18",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "Dividend increased 48.0%",
      "detail": "Payment changed from 1.381 to 2.044.",
      "amount": 2.044,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2024-04-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 2.044 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 2.044,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2023-10-19",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "Dividend decreased -39.2%",
      "detail": "Payment changed from 2.273 to 1.381.",
      "amount": 1.3814,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2023-10-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 1.381 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 1.3814,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2023-04-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 2.273 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 2.2733,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2022-09-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 1.251 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 1.2513,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2022-04-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 2.583 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 2.5825999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2021-09-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 1.25 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 1.25,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2021-04-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 1.707 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 1.7069999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    },
    {
      "event_date": "2020-04-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMU",
      "exchange": "LSE",
      "headline": "OMU dividend payment 3.71 GBP",
      "detail": "Recorded dividend payment for Old Mutual Limited.",
      "amount": 3.7099998,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/49369f1a-c114-45aa-a1fe-4a95b9df8e8a/"
    }
  ]
}