{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "4af0b43f-1d6d-4033-b6b3-735461d6fbd7",
    "symbol": "RNST",
    "name": "Renasant Corporation",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "4af0b43f-1d6d-4033-b6b3-735461d6fbd7",
      "symbol": "RNST",
      "name": "Renasant Corporation",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "RNST",
    "market_cap": 3950169600.0,
    "market_cap_usd": 3767470659.6,
    "price": 42.810001,
    "currency": "USD",
    "dividend_yield": 0.00537258,
    "dividend_years": 33,
    "dividend_growth_5y": 0.00226247,
    "dividend_cut_5y": false,
    "payout_ratio": 0.3814,
    "net_income": 181272000.0,
    "free_cash_flow": 237751000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.27021407,
    "revenue_growth_5y": 0.14568232,
    "net_margin": 0.23304,
    "roe": 0.06915,
    "pe_ratio": 18.139832,
    "price_vs_ma": 0.12779825,
    "return_3y": 0.69149205,
    "return_5y": 0.15979043,
    "max_drawdown": -0.44414223,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 21.5,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 95.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [
      "Dividend yield normalized from payment history because provider yield looked inconsistent."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/",
      "chart": "https://sharemaestro.com/terminal/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 21.5,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 95.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend yield normalized from payment history because provider yield looked inconsistent."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend review warning",
      "detail": "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST qualified as a dividend compounder candidate",
      "detail": "Score 95.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2026-03-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.23 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2025-12-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.23 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.23,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2025-09-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2025-06-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2025-03-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2024-12-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2024-09-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2024-06-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2024-03-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2023-12-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2023-09-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2023-06-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "RNST dividend payment 0.22 USD",
      "detail": "Recorded dividend payment for Renasant Corporation.",
      "amount": 0.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2018-06-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.3%",
      "detail": "Payment changed from 0.19 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2017-12-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.6%",
      "detail": "Payment changed from 0.18 to 0.19.",
      "amount": 0.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2016-06-13",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.9%",
      "detail": "Payment changed from 0.17 to 0.18.",
      "amount": 0.18,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2007-09-13",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.2%",
      "detail": "Payment changed from 0.16 to 0.17.",
      "amount": 0.17,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2004-09-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.0%",
      "detail": "Payment changed from 0.1333 to 0.14.",
      "amount": 0.14,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    },
    {
      "event_date": "2003-12-11",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RNST",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 0.1244 to 0.1333.",
      "amount": 0.133333,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4af0b43f-1d6d-4033-b6b3-735461d6fbd7/"
    }
  ]
}