{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "4b40c532-afdd-43e6-9150-f439d32b0d8e",
    "symbol": "INCH",
    "name": "Inchcape plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Consumer Cyclical",
    "industry": "Auto & Truck Dealerships",
    "chart_url": "https://sharemaestro.com/terminal/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "4b40c532-afdd-43e6-9150-f439d32b0d8e",
      "symbol": "INCH",
      "name": "Inchcape plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Consumer Cyclical",
      "industry": "Auto & Truck Dealerships",
      "chart_url": "https://sharemaestro.com/terminal/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "INCH.L",
    "market_cap": 2899855872.0,
    "market_cap_usd": 289105686550.5,
    "price": 825.0,
    "currency": "GBP",
    "dividend_yield": 0.0396,
    "dividend_years": 30,
    "dividend_growth_5y": -0.00062287,
    "dividend_cut_5y": true,
    "payout_ratio": 0.3729,
    "net_income": 272000000.0,
    "free_cash_flow": 337000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 2.25821,
    "revenue_growth_5y": 0.0381582,
    "net_margin": 0.02989,
    "roe": 0.19403,
    "pe_ratio": 11.458333,
    "price_vs_ma": 0.02422277,
    "return_3y": 0.09334508,
    "return_5y": 0.0357998,
    "max_drawdown": -0.3191554,
    "scores": {
      "dividend_reliability": 11.5,
      "dividend_sustainability": 17.0,
      "business_quality": 21.5,
      "valuation": 13.0,
      "trend": 15.0,
      "total": 78.0,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Debt to equity is elevated at 2.26."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/",
      "chart": "https://sharemaestro.com/terminal/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 11.5,
    "dividend_sustainability": 17.0,
    "business_quality": 21.5,
    "valuation": 13.0,
    "trend": 15.0,
    "total": 78.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Debt to equity is elevated at 2.26."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend review warning",
      "detail": "Debt to equity is elevated at 2.26.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2026-05-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "Dividend increased 140.0%",
      "detail": "Payment changed from 9.5 to 22.8.",
      "amount": 22.8,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2026-05-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 22.8 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 22.8,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2025-08-07",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "Dividend decreased -44.8%",
      "detail": "Payment changed from 17.2 to 9.5.",
      "amount": 9.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2025-08-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 9.5 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 9.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2025-05-01",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "Dividend increased 52.2%",
      "detail": "Payment changed from 11.3 to 17.2.",
      "amount": 17.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2025-05-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 17.2 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 17.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2024-08-08",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "Dividend cut -53.5%",
      "detail": "Payment changed from 24.3 to 11.3.",
      "amount": 11.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2024-08-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 11.3 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 11.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2024-05-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "Dividend increased 153.1%",
      "detail": "Payment changed from 9.6 to 24.3.",
      "amount": 24.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2024-05-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 24.3 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 24.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2023-08-03",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "Dividend cut -54.9%",
      "detail": "Payment changed from 21.3 to 9.6.",
      "amount": 9.6,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2023-08-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 9.6 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 9.6,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2023-05-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 21.3 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 21.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2022-08-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 7.5 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 7.5000005,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2022-05-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 16.1 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 16.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2021-08-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 6.4 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 6.4,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2021-05-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 6.9 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 6.8999996,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    },
    {
      "event_date": "2019-08-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "INCH",
      "exchange": "LSE",
      "headline": "INCH dividend payment 8.9 GBP",
      "detail": "Recorded dividend payment for Inchcape plc.",
      "amount": 8.900001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4b40c532-afdd-43e6-9150-f439d32b0d8e/"
    }
  ]
}