{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "4d075c42-ce3e-46c0-854e-1c1fd8cfebf9",
    "symbol": "ERIE",
    "name": "Erie Indemnity Company",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance Brokers",
    "chart_url": "https://sharemaestro.com/terminal/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "4d075c42-ce3e-46c0-854e-1c1fd8cfebf9",
      "symbol": "ERIE",
      "name": "Erie Indemnity Company",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance Brokers",
      "chart_url": "https://sharemaestro.com/terminal/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "ERIE",
    "market_cap_usd": 11881303806.96,
    "price": 226.669998,
    "currency": "USD",
    "dividend_yield": 0.0259,
    "dividend_years": 30,
    "dividend_growth_5y": -0.01404066,
    "dividend_cut_5y": true,
    "payout_ratio": 0.5179,
    "net_income": 559335000.0,
    "free_cash_flow": 570965000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 2.108,
    "revenue_growth_5y": 0.09621436,
    "net_margin": 0.13971,
    "roe": 0.2585,
    "pe_ratio": 20.757326,
    "price_vs_ma": -0.11818226,
    "return_3y": 0.1273401,
    "return_5y": 0.28283194,
    "max_drawdown": -0.59622017,
    "scores": {
      "dividend_reliability": 13.0,
      "dividend_sustainability": 17.0,
      "business_quality": 23.0,
      "valuation": 13.0,
      "trend": 7.0,
      "total": 73.0,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Debt to equity is elevated at 2.11."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/",
      "chart": "https://sharemaestro.com/terminal/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 13.0,
    "dividend_sustainability": 17.0,
    "business_quality": 23.0,
    "valuation": 13.0,
    "trend": 7.0,
    "total": 73.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Debt to equity is elevated at 2.11."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend review warning",
      "detail": "Debt to equity is elevated at 2.11.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2026-04-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.463 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.463,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2026-01-06",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.2%",
      "detail": "Payment changed from 1.365 to 1.463.",
      "amount": 1.463,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2026-01-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.463 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.463,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2025-10-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.365 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2025-07-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.365 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2025-04-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.365 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2025-01-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 1.275 to 1.365.",
      "amount": 1.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2025-01-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.365 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2024-10-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.275 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.275,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2024-07-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.275 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.275,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2024-04-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.275 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.275,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2024-01-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 1.19 to 1.275.",
      "amount": 1.275,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2024-01-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.275 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.275,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2023-10-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.19 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2023-07-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "ERIE dividend payment 1.19 USD",
      "detail": "Recorded dividend payment for Erie Indemnity Company.",
      "amount": 1.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2023-01-04",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.2%",
      "detail": "Payment changed from 1.11 to 1.19.",
      "amount": 1.19,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2022-01-04",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.2%",
      "detail": "Payment changed from 1.035 to 1.11.",
      "amount": 1.11,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    },
    {
      "event_date": "2021-01-04",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "ERIE",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -48.3%",
      "detail": "Payment changed from 2 to 1.035.",
      "amount": 1.035,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4d075c42-ce3e-46c0-854e-1c1fd8cfebf9/"
    }
  ]
}