{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "4dedae66-9e2b-4e35-97ca-1b3f563c376b",
    "symbol": "ABCB",
    "name": "Ameris Bancorp",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "4dedae66-9e2b-4e35-97ca-1b3f563c376b",
      "symbol": "ABCB",
      "name": "Ameris Bancorp",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "ABCB",
    "market_cap": 5985668096.0,
    "market_cap_usd": 5751490231.41,
    "price": 88.949997,
    "currency": "USD",
    "dividend_yield": 0.00224845,
    "dividend_years": 28,
    "dividend_growth_5y": 0.05922384,
    "dividend_cut_5y": false,
    "payout_ratio": 0.1258,
    "net_income": 412154000.0,
    "free_cash_flow": 369644000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.16985678,
    "revenue_growth_5y": 0.07745802,
    "net_margin": 0.37077,
    "roe": 0.10997,
    "pe_ratio": 13.985848,
    "price_vs_ma": 0.1073983,
    "return_3y": 1.77390951,
    "return_5y": 0.78853688,
    "max_drawdown": -0.49055951,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 22.5,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 96.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/",
      "chart": "https://sharemaestro.com/terminal/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 22.5,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 96.0,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB qualified as a dividend compounder candidate",
      "detail": "Score 96.0/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2026-03-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.2 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2025-12-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.2 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2025-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.2 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2025-06-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.2 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2025-03-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.2 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2024-12-31",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "Dividend increased 33.3%",
      "detail": "Payment changed from 0.15 to 0.2.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2024-12-31",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.2 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2024-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.15 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2024-06-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.15 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2024-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.15 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2023-12-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.15 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2023-09-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.15 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2023-06-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "ABCB dividend payment 0.15 USD",
      "detail": "Recorded dividend payment for Ameris Bancorp.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2019-09-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "Dividend increased 50.0%",
      "detail": "Payment changed from 0.1 to 0.15.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2016-09-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "Dividend increased 100.0%",
      "detail": "Payment changed from 0.05 to 0.1.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2008-09-26",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "Dividend cut -64.3%",
      "detail": "Payment changed from 0.1362 to 0.04863.",
      "amount": 0.048632,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2005-03-29",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "Dividend increased 20.0%",
      "detail": "Payment changed from 0.1135 to 0.1362.",
      "amount": 0.13617,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    },
    {
      "event_date": "2003-09-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ABCB",
      "exchange": "NYSE",
      "headline": "Dividend increased 16.7%",
      "detail": "Payment changed from 0.09726 to 0.1135.",
      "amount": 0.113475,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/4dedae66-9e2b-4e35-97ca-1b3f563c376b/"
    }
  ]
}