{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "506675e8-a6f4-464b-b168-53afa5a1a7cc",
    "symbol": "BSAC",
    "name": "Banco Santander Chile",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "506675e8-a6f4-464b-b168-53afa5a1a7cc",
      "symbol": "BSAC",
      "name": "Banco Santander Chile",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BSAC",
    "market_cap": 15315958784.0,
    "market_cap_usd": 14142881816.34,
    "price": 32.509998,
    "currency": "USD",
    "dividend_yield": 0.0457,
    "dividend_years": 29,
    "dividend_growth_5y": 0.08594658,
    "dividend_cut_5y": true,
    "payout_ratio": 0.58599997,
    "net_income": 1021650000000.0,
    "free_cash_flow": -82120000000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 2.3364744,
    "revenue_growth_5y": 0.11734557,
    "net_margin": 0.44779998,
    "roe": 0.22057,
    "pe_ratio": 13.952789,
    "price_vs_ma": 0.04195234,
    "return_3y": 1.04865664,
    "return_5y": 1.08061716,
    "max_drawdown": -0.41003346,
    "scores": {
      "dividend_reliability": 14.75,
      "dividend_sustainability": 7.0,
      "business_quality": 25.0,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 75.25,
      "confidence": 92.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency CLP.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid.",
      "Debt to equity is elevated at 2.34."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/",
      "chart": "https://sharemaestro.com/terminal/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 14.75,
    "dividend_sustainability": 7.0,
    "business_quality": 25.0,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 75.25,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency USD differs from financial currency CLP.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid.",
    "Debt to equity is elevated at 2.34."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend review warning",
      "detail": "Debt to equity is elevated at 2.34.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2026-04-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 14.4%",
      "detail": "Payment changed from 1.329 to 1.52.",
      "amount": 1.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2026-04-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 1.52 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 1.52,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2025-04-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 75.8%",
      "detail": "Payment changed from 0.756 to 1.329.",
      "amount": 1.329,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2025-04-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 1.329 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 1.329,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2024-04-17",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "Dividend decreased -39.6%",
      "detail": "Payment changed from 1.251 to 0.756.",
      "amount": 0.756,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2024-04-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 0.756 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 0.756,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2023-04-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 1.251 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 1.251,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2022-04-21",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 31.3%",
      "detail": "Payment changed from 0.929 to 1.22.",
      "amount": 1.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2022-04-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 1.22 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 1.22,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2021-04-22",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 99.8%",
      "detail": "Payment changed from 0.465 to 0.929.",
      "amount": 0.929,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2021-04-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 0.929 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 0.929,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2020-11-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "Dividend increased 12.0%",
      "detail": "Payment changed from 0.415 to 0.465.",
      "amount": 0.465,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2020-11-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 0.465 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 0.465,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2020-04-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 0.415 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 0.415,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2019-04-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 1.132 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 1.132,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2018-04-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 1.486 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 1.486,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2017-04-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 1.072 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 1.072,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    },
    {
      "event_date": "2016-04-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BSAC",
      "exchange": "NYSE",
      "headline": "BSAC dividend payment 1.047 USD",
      "detail": "Recorded dividend payment for Banco Santander Chile.",
      "amount": 1.047,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/506675e8-a6f4-464b-b168-53afa5a1a7cc/"
    }
  ]
}