{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "50eb2ebe-2787-4ad3-8d5c-e552d820aa0d",
    "symbol": "FIBK",
    "name": "First Interstate BancSystem Inc",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "50eb2ebe-2787-4ad3-8d5c-e552d820aa0d",
      "symbol": "FIBK",
      "name": "First Interstate BancSystem Inc",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "FIBK",
    "market_cap_usd": 3455372206.03,
    "price": 37.110001,
    "currency": "USD",
    "dividend_yield": 0.0514,
    "dividend_years": 16,
    "dividend_growth_5y": -0.01229882,
    "dividend_cut_5y": true,
    "payout_ratio": 0.61439997,
    "net_income": 302100000.0,
    "free_cash_flow": 277800000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.08587177,
    "revenue_growth_5y": 0.09239993,
    "net_margin": 0.30007,
    "roe": 0.09288999,
    "pe_ratio": 12.127451,
    "price_vs_ma": 0.07303913,
    "return_3y": 0.91892406,
    "return_5y": 0.14253695,
    "max_drawdown": -0.5245054,
    "scores": {
      "dividend_reliability": 13.0,
      "dividend_sustainability": 20.0,
      "business_quality": 22.5,
      "valuation": 13.0,
      "trend": 12.0,
      "total": 80.5,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/",
      "chart": "https://sharemaestro.com/terminal/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 13.0,
    "dividend_sustainability": 20.0,
    "business_quality": 22.5,
    "valuation": 13.0,
    "trend": 12.0,
    "total": 80.5,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2026-05-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2026-02-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2025-11-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2025-08-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2025-05-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2025-02-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2024-11-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2024-08-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2024-05-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2024-02-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2023-11-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2023-08-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "FIBK dividend payment 0.47 USD",
      "detail": "Recorded dividend payment for First Interstate BancSystem Inc.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2022-11-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 14.6%",
      "detail": "Payment changed from 0.41 to 0.47.",
      "amount": 0.47,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2021-02-08",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 7.9%",
      "detail": "Payment changed from 0.38 to 0.41.",
      "amount": 0.41,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2020-11-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 11.8%",
      "detail": "Payment changed from 0.34 to 0.38.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2020-05-08",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -43.3%",
      "detail": "Payment changed from 0.6 to 0.34.",
      "amount": 0.34,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2020-02-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 76.5%",
      "detail": "Payment changed from 0.34 to 0.6.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    },
    {
      "event_date": "2020-02-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FIBK",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 9.7%",
      "detail": "Payment changed from 0.31 to 0.34.",
      "amount": 0.34,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/50eb2ebe-2787-4ad3-8d5c-e552d820aa0d/"
    }
  ]
}