{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "557b243a-b0d0-4568-9995-20c89a7acdee",
    "symbol": "ALFA",
    "name": "Alfa Financial Software Holdings PLC",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Technology",
    "industry": "Software - Application",
    "chart_url": "https://sharemaestro.com/terminal/557b243a-b0d0-4568-9995-20c89a7acdee/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "557b243a-b0d0-4568-9995-20c89a7acdee",
      "symbol": "ALFA",
      "name": "Alfa Financial Software Holdings PLC",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Technology",
      "industry": "Software - Application",
      "chart_url": "https://sharemaestro.com/terminal/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "ALFA.L",
    "market_cap": 446490624.0,
    "market_cap_usd": 46551552013.5843,
    "price": 150.199997,
    "currency": "GBP",
    "dividend_yield": 0.03062583,
    "dividend_years": 6,
    "dividend_growth_5y": -0.10116851,
    "dividend_cut_5y": true,
    "payout_ratio": 0.1381,
    "net_income": 30100000.0,
    "free_cash_flow": 31800000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.17988,
    "revenue_growth_5y": 0.1073842,
    "net_margin": 0.23757,
    "roe": 0.61491,
    "pe_ratio": 15.0199995,
    "price_vs_ma": -0.18246302,
    "return_3y": -0.22873078,
    "return_5y": 0.21924192,
    "max_drawdown": -0.4186539,
    "scores": {
      "dividend_reliability": 8.3,
      "dividend_sustainability": 20.0,
      "business_quality": 25.0,
      "valuation": 13.0,
      "trend": 4.5,
      "total": 70.8,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/",
      "chart": "https://sharemaestro.com/terminal/557b243a-b0d0-4568-9995-20c89a7acdee/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 8.3,
    "dividend_sustainability": 20.0,
    "business_quality": 25.0,
    "valuation": 13.0,
    "trend": 4.5,
    "total": 70.8,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2026-05-28",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "Dividend cut -51.6%",
      "detail": "Payment changed from 3.1 to 1.5.",
      "amount": 1.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2026-05-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 1.5 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 1.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2026-04-30",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "Dividend decreased -38.0%",
      "detail": "Payment changed from 5 to 3.1.",
      "amount": 3.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2026-04-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 3.1 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 3.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2025-09-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "Dividend increased 257.1%",
      "detail": "Payment changed from 1.4 to 5.",
      "amount": 5.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2025-09-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 5 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 5.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2025-05-29",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "Dividend decreased -41.7%",
      "detail": "Payment changed from 2.4 to 1.4.",
      "amount": 1.4000001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2025-05-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 1.4 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 1.4000001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2025-05-01",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "Dividend decreased -42.9%",
      "detail": "Payment changed from 4.2 to 2.4.",
      "amount": 2.4,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2025-05-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 2.4 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 2.4,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2024-09-26",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "Dividend increased 223.1%",
      "detail": "Payment changed from 1.3 to 4.2.",
      "amount": 4.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2024-09-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 4.2 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 4.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2024-05-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 1.3 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 1.3000001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2024-05-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 2 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 2.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2023-09-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 4 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 4.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2023-05-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 1.2 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 1.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2023-04-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 1.5 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 1.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    },
    {
      "event_date": "2022-09-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "ALFA",
      "exchange": "LSE",
      "headline": "ALFA dividend payment 3.5 GBP",
      "detail": "Recorded dividend payment for Alfa Financial Software Holdings PLC.",
      "amount": 3.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/557b243a-b0d0-4568-9995-20c89a7acdee/"
    }
  ]
}