{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "5809ef09-c274-4b54-baab-9e6634f3c7cb",
    "symbol": "FITBI",
    "name": "Fifth Third Bancorp",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "5809ef09-c274-4b54-baab-9e6634f3c7cb",
      "symbol": "FITBI",
      "name": "Fifth Third Bancorp",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "FITBI",
    "market_cap_usd": 17999138675.84,
    "price": 25.690001,
    "currency": "USD",
    "dividend_yield": 0.01859401,
    "dividend_years": 12,
    "dividend_growth_5y": 0.04651186,
    "dividend_cut_5y": true,
    "payout_ratio": 0.46114195,
    "net_income": 2522000000.0,
    "free_cash_flow": 3805000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.64256122,
    "revenue_growth_5y": 0.0987861,
    "net_margin": 0.28452,
    "roe": 0.12485,
    "pe_ratio": 7.3758254,
    "price_vs_ma": 0.01981068,
    "return_3y": 0.30753644,
    "return_5y": 0.26546381,
    "max_drawdown": -0.14775293,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 20.0,
      "business_quality": 24.0,
      "valuation": 13.0,
      "trend": 15.0,
      "total": 90.0,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend yield normalized from payment history because provider yield looked inconsistent.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/",
      "chart": "https://sharemaestro.com/terminal/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 20.0,
    "business_quality": 24.0,
    "valuation": 13.0,
    "trend": 15.0,
    "total": 90.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend yield normalized from payment history because provider yield looked inconsistent.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2026-03-27",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -6.2%",
      "detail": "Payment changed from 0.5094 to 0.4777.",
      "amount": 0.47768,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2026-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.4777 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.47768,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2025-12-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.5094 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.50945,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2025-09-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.5281 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.52808,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2025-06-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.5226 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.52257,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2025-03-27",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -5.3%",
      "detail": "Payment changed from 0.5479 to 0.5189.",
      "amount": 0.51885,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2025-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.5189 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.51885,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2024-12-27",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -7.8%",
      "detail": "Payment changed from 0.5943 to 0.5479.",
      "amount": 0.54786,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2024-12-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.5479 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.54786,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2024-09-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.5943 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.59432,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2024-06-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.586 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.58604,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2024-03-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 42.0%",
      "detail": "Payment changed from 0.4141 to 0.5879.",
      "amount": 0.5879,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2024-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.5879 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.5879,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2023-12-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.4141 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.41406,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2023-09-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.4141 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.41406,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2023-06-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "FITBI dividend payment 0.4141 USD",
      "detail": "Recorded dividend payment for Fifth Third Bancorp.",
      "amount": 0.41406,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    },
    {
      "event_date": "2014-06-25",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "FITBI",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -19.6%",
      "detail": "Payment changed from 0.515 to 0.4141.",
      "amount": 0.41406,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5809ef09-c274-4b54-baab-9e6634f3c7cb/"
    }
  ]
}