{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "591ce962-1db3-4fde-9bad-2802f952e4d7",
    "symbol": "HCI",
    "name": "HCI Group Inc",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Property & Casualty",
    "chart_url": "https://sharemaestro.com/terminal/591ce962-1db3-4fde-9bad-2802f952e4d7/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "591ce962-1db3-4fde-9bad-2802f952e4d7",
      "symbol": "HCI",
      "name": "HCI Group Inc",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Property & Casualty",
      "chart_url": "https://sharemaestro.com/terminal/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "HCI",
    "market_cap": 2048113408.0,
    "market_cap_usd": 2003819559.84,
    "price": 160.449997,
    "currency": "USD",
    "dividend_yield": 0.0099,
    "dividend_years": 16,
    "dividend_growth_5y": 0.0,
    "dividend_cut_5y": false,
    "payout_ratio": 0.0701,
    "net_income": 299005000.0,
    "free_cash_flow": 440816000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 5.746,
    "revenue_growth_5y": 0.26719261,
    "net_margin": 0.32643002,
    "roe": 0.38464,
    "pe_ratio": 7.0280333,
    "price_vs_ma": -0.0224968,
    "return_3y": 1.84472661,
    "return_5y": 0.79178918,
    "max_drawdown": -0.77799994,
    "scores": {
      "dividend_reliability": 20.0,
      "dividend_sustainability": 17.0,
      "business_quality": 23.5,
      "valuation": 13.0,
      "trend": 7.0,
      "total": 80.5,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "watchlist",
    "decision_label": "Watchlist",
    "warnings": [
      "Debt to equity is elevated at 5.75."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/",
      "chart": "https://sharemaestro.com/terminal/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 20.0,
    "dividend_sustainability": 17.0,
    "business_quality": 23.5,
    "valuation": 13.0,
    "trend": 7.0,
    "total": 80.5,
    "confidence": 100.0
  },
  "warnings": [
    "Debt to equity is elevated at 5.75."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend review warning",
      "detail": "Debt to equity is elevated at 5.75.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI qualified as a dividend compounder candidate",
      "detail": "Score 80.5/100, decision Watchlist.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2026-05-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2026-02-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2025-11-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2025-08-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2025-05-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2025-02-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2024-11-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2024-08-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2024-05-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2024-02-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2023-11-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2023-08-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "HCI dividend payment 0.4 USD",
      "detail": "Recorded dividend payment for HCI Group Inc.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2019-02-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.7%",
      "detail": "Payment changed from 0.375 to 0.4.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2018-05-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 0.35 to 0.375.",
      "amount": 0.375,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2017-02-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "Dividend increased 16.7%",
      "detail": "Payment changed from 0.3 to 0.35.",
      "amount": 0.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2015-02-18",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "Dividend increased 9.1%",
      "detail": "Payment changed from 0.275 to 0.3.",
      "amount": 0.3,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2013-11-13",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "Dividend increased 22.2%",
      "detail": "Payment changed from 0.225 to 0.275.",
      "amount": 0.275,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    },
    {
      "event_date": "2013-05-15",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "HCI",
      "exchange": "NYSE",
      "headline": "Dividend cut -50.0%",
      "detail": "Payment changed from 0.45 to 0.225.",
      "amount": 0.225,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/591ce962-1db3-4fde-9bad-2802f952e4d7/"
    }
  ]
}