{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "59e5f3cf-d4d7-4715-93b7-544ee4382239",
    "symbol": "WAL",
    "name": "Western Alliance Bancorporation",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "59e5f3cf-d4d7-4715-93b7-544ee4382239",
      "symbol": "WAL",
      "name": "Western Alliance Bancorporation",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "WAL",
    "market_cap": 9135539200.0,
    "market_cap_usd": 8751206604.0,
    "price": 83.669998,
    "currency": "USD",
    "dividend_yield": 0.0204,
    "dividend_years": 7,
    "dividend_growth_5y": 0.09301197,
    "dividend_cut_5y": false,
    "payout_ratio": 0.1863,
    "net_income": 969000000.0,
    "free_cash_flow": -2793200000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 0.8462041,
    "revenue_growth_5y": 0.31649236,
    "net_margin": 0.28184,
    "roe": 0.1297,
    "pe_ratio": 9.740396,
    "price_vs_ma": 0.03153656,
    "return_3y": 1.54586367,
    "return_5y": -0.0222099,
    "max_drawdown": -0.77296429,
    "scores": {
      "dividend_reliability": 22.6,
      "dividend_sustainability": 10.0,
      "business_quality": 22.5,
      "valuation": 15.0,
      "trend": 10.0,
      "total": 80.1,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/",
      "chart": "https://sharemaestro.com/terminal/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 22.6,
    "dividend_sustainability": 10.0,
    "business_quality": 22.5,
    "valuation": 15.0,
    "trend": 10.0,
    "total": 80.1,
    "confidence": 100.0
  },
  "warnings": [
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2026-05-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2026-02-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2025-11-13",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.5%",
      "detail": "Payment changed from 0.38 to 0.42.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2025-11-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.42 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.42,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2025-08-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.38 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2025-05-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.38 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2025-02-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.38 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2024-11-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.38 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.38,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2024-08-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.37 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2024-05-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.37 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2024-02-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.37 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2023-11-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.37 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2023-08-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "WAL dividend payment 0.36 USD",
      "detail": "Recorded dividend payment for Western Alliance Bancorporation.",
      "amount": 0.36,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    },
    {
      "event_date": "2021-08-12",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "WAL",
      "exchange": "NYSE",
      "headline": "Dividend increased 40.0%",
      "detail": "Payment changed from 0.25 to 0.35.",
      "amount": 0.35,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/59e5f3cf-d4d7-4715-93b7-544ee4382239/"
    }
  ]
}