{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "5a8bf0c1-10ce-47d8-b35d-e9afadda6611",
    "symbol": "PUK",
    "name": "Prudential PLC ADR",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Life",
    "chart_url": "https://sharemaestro.com/terminal/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "5a8bf0c1-10ce-47d8-b35d-e9afadda6611",
      "symbol": "PUK",
      "name": "Prudential PLC ADR",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Life",
      "chart_url": "https://sharemaestro.com/terminal/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "PUK",
    "market_cap": 33230913536.0,
    "market_cap_usd": 31893560406.17,
    "price": 26.58,
    "currency": "USD",
    "dividend_yield": 0.0204,
    "dividend_years": 26,
    "dividend_growth_5y": -0.04591945,
    "dividend_cut_5y": true,
    "payout_ratio": 0.15640001,
    "net_income": 3978000000.0,
    "free_cash_flow": 2346000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.28254,
    "revenue_growth_5y": -0.05180992,
    "net_margin": 0.27573,
    "roe": 0.20577998,
    "pe_ratio": 8.657981,
    "price_vs_ma": -0.10584672,
    "return_3y": 0.02671508,
    "return_5y": -0.26073918,
    "max_drawdown": -0.64309559,
    "scores": {
      "dividend_reliability": 11.5,
      "dividend_sustainability": 20.0,
      "business_quality": 21.5,
      "valuation": 13.0,
      "trend": 4.0,
      "total": 70.0,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/",
      "chart": "https://sharemaestro.com/terminal/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 11.5,
    "dividend_sustainability": 20.0,
    "business_quality": 21.5,
    "valuation": 13.0,
    "trend": 4.0,
    "total": 70.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2026-03-27",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "Dividend increased 145.5%",
      "detail": "Payment changed from 0.154 to 0.378.",
      "amount": 0.378,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2026-03-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.378 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.378,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2025-09-05",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "Dividend cut -52.8%",
      "detail": "Payment changed from 0.326 to 0.154.",
      "amount": 0.154,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2025-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.154 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.154,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2025-03-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "Dividend increased 138.0%",
      "detail": "Payment changed from 0.137 to 0.326.",
      "amount": 0.326,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2025-03-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.326 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.326,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2024-09-06",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "Dividend cut -51.8%",
      "detail": "Payment changed from 0.284 to 0.137.",
      "amount": 0.137,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2024-09-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.137 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.137,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2024-04-01",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "Dividend increased 127.2%",
      "detail": "Payment changed from 0.125 to 0.284.",
      "amount": 0.284,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2024-04-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.284 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.284,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2023-09-07",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "Dividend cut -52.1%",
      "detail": "Payment changed from 0.261 to 0.125.",
      "amount": 0.125,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2023-09-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.125 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.125,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2023-03-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.261 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.261,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2022-08-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.115 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.115,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2022-03-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.237 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.237,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2021-08-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.1038 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.103783,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2021-03-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.2085 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.208535,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    },
    {
      "event_date": "2020-08-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PUK",
      "exchange": "NYSE",
      "headline": "PUK dividend payment 0.1038 USD",
      "detail": "Recorded dividend payment for Prudential PLC ADR.",
      "amount": 0.103783,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/5a8bf0c1-10ce-47d8-b35d-e9afadda6611/"
    }
  ]
}