{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "626e4b31-51cd-48b1-aed5-af70cb36b446",
    "symbol": "RAT",
    "name": "Rathbones Group Plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Asset Management",
    "chart_url": "https://sharemaestro.com/terminal/626e4b31-51cd-48b1-aed5-af70cb36b446/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "626e4b31-51cd-48b1-aed5-af70cb36b446",
      "symbol": "RAT",
      "name": "Rathbones Group Plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Asset Management",
      "chart_url": "https://sharemaestro.com/terminal/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "RAT.L",
    "market_cap": 2016642176.0,
    "market_cap_usd": 199386700128.0,
    "price": 1948.0,
    "currency": "GBP",
    "dividend_yield": 0.0517,
    "dividend_years": 33,
    "dividend_growth_5y": 0.06073271,
    "dividend_cut_5y": true,
    "payout_ratio": 0.89779997,
    "net_income": 112300000.0,
    "free_cash_flow": 1057400000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 9.112,
    "revenue_growth_5y": 0.26519582,
    "net_margin": 0.11024001,
    "roe": 0.08284,
    "pe_ratio": 18.552382,
    "price_vs_ma": -0.03517535,
    "return_3y": 0.07087569,
    "return_5y": 0.03210491,
    "max_drawdown": -0.36292748,
    "scores": {
      "dividend_reliability": 16.5,
      "dividend_sustainability": 13.0,
      "business_quality": 22.0,
      "valuation": 15.0,
      "trend": 8.5,
      "total": 75.0,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Debt to equity is elevated at 9.11."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/",
      "chart": "https://sharemaestro.com/terminal/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 16.5,
    "dividend_sustainability": 13.0,
    "business_quality": 22.0,
    "valuation": 15.0,
    "trend": 8.5,
    "total": 75.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Debt to equity is elevated at 9.11."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend review warning",
      "detail": "Debt to equity is elevated at 9.11.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2026-04-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "Dividend increased 119.4%",
      "detail": "Payment changed from 31 to 68.",
      "amount": 68.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2026-04-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 68 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 68.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2025-09-04",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "Dividend cut -50.8%",
      "detail": "Payment changed from 63 to 31.",
      "amount": 31.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2025-09-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 31 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 31.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "Dividend increased 110.0%",
      "detail": "Payment changed from 30 to 63.",
      "amount": 63.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 63 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 63.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2024-09-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "Dividend increased 25.0%",
      "detail": "Payment changed from 24 to 30.",
      "amount": 30.000002,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2024-09-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 30 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 30.000002,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2024-04-18",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "Dividend decreased -29.4%",
      "detail": "Payment changed from 34 to 24.",
      "amount": 24.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2024-04-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 24 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 24.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2023-09-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "Dividend increased 17.2%",
      "detail": "Payment changed from 29 to 34.",
      "amount": 34.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2023-09-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 34 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 34.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2023-08-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 29 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 29.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2023-04-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 56 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 56.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2022-09-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 28 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 28.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2022-04-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 54 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 54.000004,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2021-09-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 27 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 27.000002,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    },
    {
      "event_date": "2021-04-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "RAT",
      "exchange": "LSE",
      "headline": "RAT dividend payment 47 GBP",
      "detail": "Recorded dividend payment for Rathbones Group Plc.",
      "amount": 47.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/626e4b31-51cd-48b1-aed5-af70cb36b446/"
    }
  ]
}