{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "637e9052-8908-426e-ac30-21c0570cd12f",
    "symbol": "VIC",
    "name": "Victorian Plumbing Group plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Consumer Cyclical",
    "industry": "Home Improvement Retail",
    "chart_url": "https://sharemaestro.com/terminal/637e9052-8908-426e-ac30-21c0570cd12f/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "637e9052-8908-426e-ac30-21c0570cd12f",
      "symbol": "VIC",
      "name": "Victorian Plumbing Group plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Consumer Cyclical",
      "industry": "Home Improvement Retail",
      "chart_url": "https://sharemaestro.com/terminal/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "VIC.L",
    "market_cap": 276199872.0,
    "market_cap_usd": 26930309128.0,
    "price": 84.099998,
    "currency": "GBP",
    "dividend_yield": 0.0264,
    "dividend_years": 3,
    "dividend_growth_5y": -0.25786173,
    "dividend_cut_5y": true,
    "payout_ratio": 0.4935,
    "net_income": 12900000.0,
    "free_cash_flow": 16600000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.82835,
    "revenue_growth_5y": 0.04349069,
    "net_margin": 0.04416,
    "roe": 0.20314961,
    "pe_ratio": 21.025,
    "price_vs_ma": 0.08832497,
    "return_3y": 0.20208599,
    "return_5y": -0.71941287,
    "max_drawdown": -0.87883335,
    "scores": {
      "dividend_reliability": 5.9,
      "dividend_sustainability": 20.0,
      "business_quality": 21.5,
      "valuation": 13.0,
      "trend": 9.0,
      "total": 69.4,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend history is short: 3 completed years.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/",
      "chart": "https://sharemaestro.com/terminal/637e9052-8908-426e-ac30-21c0570cd12f/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 5.9,
    "dividend_sustainability": 20.0,
    "business_quality": 21.5,
    "valuation": 13.0,
    "trend": 9.0,
    "total": 69.4,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend history is short: 3 completed years.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "VIC dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2026-02-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "Dividend increased 107.1%",
      "detail": "Payment changed from 0.7 to 1.45.",
      "amount": 1.4499999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2026-02-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "VIC dividend payment 1.45 GBP",
      "detail": "Recorded dividend payment for Victorian Plumbing Group plc.",
      "amount": 1.4499999,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2025-07-17",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "Dividend decreased -35.8%",
      "detail": "Payment changed from 1.09 to 0.7.",
      "amount": 0.70000005,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2025-07-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "VIC dividend payment 0.7 GBP",
      "detail": "Recorded dividend payment for Victorian Plumbing Group plc.",
      "amount": 0.70000005,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2025-02-06",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "Dividend increased 109.6%",
      "detail": "Payment changed from 0.52 to 1.09.",
      "amount": 1.09,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2025-02-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "VIC dividend payment 1.09 GBP",
      "detail": "Recorded dividend payment for Victorian Plumbing Group plc.",
      "amount": 1.09,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2024-07-18",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "Dividend decreased -45.3%",
      "detail": "Payment changed from 0.95 to 0.52.",
      "amount": 0.52,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2024-07-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "VIC dividend payment 0.52 GBP",
      "detail": "Recorded dividend payment for Victorian Plumbing Group plc.",
      "amount": 0.52,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2024-02-08",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "Dividend increased 111.1%",
      "detail": "Payment changed from 0.45 to 0.95.",
      "amount": 0.95,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2024-02-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "VIC dividend payment 0.95 GBP",
      "detail": "Recorded dividend payment for Victorian Plumbing Group plc.",
      "amount": 0.95,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2023-06-08",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "Dividend cut -83.9%",
      "detail": "Payment changed from 2.8 to 0.45.",
      "amount": 0.45,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2023-06-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "VIC dividend payment 0.45 GBP",
      "detail": "Recorded dividend payment for Victorian Plumbing Group plc.",
      "amount": 0.45,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    },
    {
      "event_date": "2023-02-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "VIC",
      "exchange": "LSE",
      "headline": "VIC dividend payment 2.8 GBP",
      "detail": "Recorded dividend payment for Victorian Plumbing Group plc.",
      "amount": 2.8000002,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/637e9052-8908-426e-ac30-21c0570cd12f/"
    }
  ]
}