{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "65cd5051-00ef-4e5b-83fe-0b30c4fec7e6",
    "symbol": "BMA",
    "name": "Banco Macro SA B ADR",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "65cd5051-00ef-4e5b-83fe-0b30c4fec7e6",
      "symbol": "BMA",
      "name": "Banco Macro SA B ADR",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BMA",
    "market_cap": 6311421952.0,
    "market_cap_usd": 5430981208.2,
    "price": 98.709999,
    "currency": "USD",
    "dividend_yield": 0.0489,
    "dividend_years": 15,
    "dividend_growth_5y": -0.21819339,
    "dividend_cut_5y": true,
    "payout_ratio": 0.7911,
    "net_income": 428193992000.0,
    "free_cash_flow": 2469988423000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.11026048,
    "revenue_growth_5y": 0.58141136,
    "net_margin": 0.07124,
    "roe": 0.05504,
    "pe_ratio": 24.739347,
    "price_vs_ma": 0.21746822,
    "return_3y": 3.98060525,
    "return_5y": 7.66006676,
    "max_drawdown": -0.65292792,
    "scores": {
      "dividend_reliability": 13.0,
      "dividend_sustainability": 16.0,
      "business_quality": 19.5,
      "valuation": 13.0,
      "trend": 12.0,
      "total": 73.5,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency ARS.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/",
      "chart": "https://sharemaestro.com/terminal/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 13.0,
    "dividend_sustainability": 16.0,
    "business_quality": 19.5,
    "valuation": 13.0,
    "trend": 12.0,
    "total": 73.5,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency USD differs from financial currency ARS.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2026-06-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 0.548 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 0.548,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2026-05-18",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "Dividend increased 33.9%",
      "detail": "Payment changed from 0.407 to 0.545.",
      "amount": 0.545,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2026-05-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 0.545 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 0.545,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2026-04-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 0.407 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 0.407,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2026-03-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 0.401 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 0.401,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2026-02-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.3%",
      "detail": "Payment changed from 0.356 to 0.382.",
      "amount": 0.382,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2026-02-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 0.382 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 0.382,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2026-01-22",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "Dividend decreased -10.8%",
      "detail": "Payment changed from 0.399 to 0.356.",
      "amount": 0.356,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2026-01-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 0.356 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 0.356,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2025-07-18",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "Dividend cut -77.8%",
      "detail": "Payment changed from 1.798 to 0.399.",
      "amount": 0.399,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2025-07-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 0.399 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 0.399,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2024-08-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 1.798 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 1.798,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2024-07-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 1.745 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 1.745,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2024-06-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "Dividend increased 195.6%",
      "detail": "Payment changed from 0.596 to 1.762.",
      "amount": 1.762,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2024-06-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 1.762 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 1.762,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2024-01-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "Dividend increased 39.9%",
      "detail": "Payment changed from 0.426 to 0.596.",
      "amount": 0.596,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2024-01-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 0.596 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 0.596,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    },
    {
      "event_date": "2023-09-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BMA",
      "exchange": "NYSE",
      "headline": "BMA dividend payment 0.426 USD",
      "detail": "Recorded dividend payment for Banco Macro SA B ADR.",
      "amount": 0.426,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/65cd5051-00ef-4e5b-83fe-0b30c4fec7e6/"
    }
  ]
}