{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "6bf75df0-816f-4a43-8b6a-3de7a0f33c7f",
    "symbol": "SIGC",
    "name": "Sherborne Investors (Guernsey) C Limited",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Asset Management",
    "chart_url": "https://sharemaestro.com/terminal/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "6bf75df0-816f-4a43-8b6a-3de7a0f33c7f",
      "symbol": "SIGC",
      "name": "Sherborne Investors (Guernsey) C Limited",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Asset Management",
      "chart_url": "https://sharemaestro.com/terminal/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "SIGC.L",
    "market_cap": 202777792.0,
    "market_cap_usd": 20995000634.6186,
    "price": 31.1,
    "currency": "GBP",
    "dividend_yield": 0.0032,
    "dividend_years": 4,
    "dividend_growth_5y": -0.41519645,
    "dividend_cut_5y": true,
    "payout_ratio": 0.1595,
    "net_income": -38660302.0,
    "free_cash_flow": -879510.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": null,
    "revenue_growth_5y": null,
    "net_margin": 0.0,
    "roe": -0.09989685,
    "pe_ratio": null,
    "price_vs_ma": -0.11043108,
    "return_3y": -0.47713858,
    "return_5y": -0.48354723,
    "max_drawdown": -0.9947374,
    "scores": {
      "dividend_reliability": 6.7,
      "dividend_sustainability": 7.0,
      "business_quality": 8.0,
      "valuation": 8.0,
      "trend": 0.0,
      "total": 29.7,
      "confidence": 82.0
    },
    "rating": "avoid",
    "rating_label": "Avoid",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend history is short: 4 completed years.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/",
      "chart": "https://sharemaestro.com/terminal/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 6.7,
    "dividend_sustainability": 7.0,
    "business_quality": 8.0,
    "valuation": 8.0,
    "trend": 0.0,
    "total": 29.7,
    "confidence": 82.0
  },
  "warnings": [
    "Dividend history is short: 4 completed years.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "SIGC",
      "exchange": "LSE",
      "headline": "SIGC dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    },
    {
      "event_date": "2026-05-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SIGC",
      "exchange": "LSE",
      "headline": "SIGC dividend payment 0.1 GBP",
      "detail": "Recorded dividend payment for Sherborne Investors (Guernsey) C Limited.",
      "amount": 0.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    },
    {
      "event_date": "2025-05-01",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "SIGC",
      "exchange": "LSE",
      "headline": "Dividend cut -80.0%",
      "detail": "Payment changed from 0.5 to 0.1.",
      "amount": 0.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    },
    {
      "event_date": "2025-05-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SIGC",
      "exchange": "LSE",
      "headline": "SIGC dividend payment 0.1 GBP",
      "detail": "Recorded dividend payment for Sherborne Investors (Guernsey) C Limited.",
      "amount": 0.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    },
    {
      "event_date": "2024-09-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SIGC",
      "exchange": "LSE",
      "headline": "SIGC dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for Sherborne Investors (Guernsey) C Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    },
    {
      "event_date": "2024-05-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SIGC",
      "exchange": "LSE",
      "headline": "SIGC dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for Sherborne Investors (Guernsey) C Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    },
    {
      "event_date": "2023-09-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SIGC",
      "exchange": "LSE",
      "headline": "SIGC dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for Sherborne Investors (Guernsey) C Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    },
    {
      "event_date": "2023-05-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SIGC",
      "exchange": "LSE",
      "headline": "SIGC dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for Sherborne Investors (Guernsey) C Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    },
    {
      "event_date": "2022-08-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SIGC",
      "exchange": "LSE",
      "headline": "SIGC dividend payment 0.5 GBP",
      "detail": "Recorded dividend payment for Sherborne Investors (Guernsey) C Limited.",
      "amount": 0.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/6bf75df0-816f-4a43-8b6a-3de7a0f33c7f/"
    }
  ]
}