{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "737be191-fc95-47d7-80bf-d9993b4859c5",
    "symbol": "PAY",
    "name": "PayPoint plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Technology",
    "industry": "Software - Infrastructure",
    "chart_url": "https://sharemaestro.com/terminal/737be191-fc95-47d7-80bf-d9993b4859c5/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "737be191-fc95-47d7-80bf-d9993b4859c5",
      "symbol": "PAY",
      "name": "PayPoint plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Technology",
      "industry": "Software - Infrastructure",
      "chart_url": "https://sharemaestro.com/terminal/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "PAY.L",
    "market_cap": 351268864.0,
    "market_cap_usd": 33073371864.0,
    "price": 583.5,
    "currency": "GBP",
    "dividend_yield": 0.0346,
    "dividend_years": 21,
    "dividend_growth_5y": 0.14774558,
    "dividend_cut_5y": true,
    "payout_ratio": 0.7026,
    "net_income": 39333000.0,
    "free_cash_flow": 100438000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 1.8753,
    "revenue_growth_5y": 0.26187362,
    "net_margin": 0.11670999,
    "roe": 0.47551998,
    "pe_ratio": 10.060346,
    "price_vs_ma": 0.07188522,
    "return_3y": 0.19732017,
    "return_5y": -0.06141616,
    "max_drawdown": -0.52381389,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 14.5,
      "business_quality": 23.0,
      "valuation": 15.0,
      "trend": 5.0,
      "total": 75.5,
      "confidence": 100.0
    },
    "rating": "high_quality",
    "rating_label": "High Quality Watchlist Candidate",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/",
      "chart": "https://sharemaestro.com/terminal/737be191-fc95-47d7-80bf-d9993b4859c5/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 14.5,
    "business_quality": 23.0,
    "valuation": 15.0,
    "trend": 5.0,
    "total": 75.5,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2026-02-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 9.9 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 9.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2025-11-27",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "Dividend cut -81.7%",
      "detail": "Payment changed from 54.16 to 9.9.",
      "amount": 9.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2025-11-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 9.9 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 9.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2025-10-20",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "Dividend increased 410.1%",
      "detail": "Payment changed from 10.62 to 54.16.",
      "amount": 54.16,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2025-10-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 54.16 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 54.16,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2025-08-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 10.62 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 10.6167,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2025-07-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 10.62 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 10.6167,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2025-02-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 10.51 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 10.508301,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2024-11-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 10.51 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 10.508301,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2024-08-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 10.4 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 10.400001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2024-07-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 10.4 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 10.400001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2024-02-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 10.29 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 10.2917,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2023-11-30",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "Dividend decreased -48.9%",
      "detail": "Payment changed from 20.15 to 10.29.",
      "amount": 10.2917,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2023-11-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 10.29 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 10.2917,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2023-08-10",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "Dividend increased 102.2%",
      "detail": "Payment changed from 9.967 to 20.15.",
      "amount": 20.15,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2023-08-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "PAY dividend payment 20.15 GBP",
      "detail": "Recorded dividend payment for PayPoint plc.",
      "amount": 20.15,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2022-06-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "Dividend increased 5.9%",
      "detail": "Payment changed from 9.208 to 9.75.",
      "amount": 9.75,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    },
    {
      "event_date": "2021-06-24",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PAY",
      "exchange": "LSE",
      "headline": "Dividend increased 6.4%",
      "detail": "Payment changed from 8.45 to 8.992.",
      "amount": 8.991699,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/737be191-fc95-47d7-80bf-d9993b4859c5/"
    }
  ]
}