{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "7711a199-9c1f-45d6-8c60-f5ede99005ca",
    "symbol": "SBRE",
    "name": "Sabre Insurance Group plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Financial Services",
    "industry": "Insurance Brokers",
    "chart_url": "https://sharemaestro.com/terminal/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "7711a199-9c1f-45d6-8c60-f5ede99005ca",
      "symbol": "SBRE",
      "name": "Sabre Insurance Group plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Financial Services",
      "industry": "Insurance Brokers",
      "chart_url": "https://sharemaestro.com/terminal/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "SBRE.L",
    "market_cap": 403189344.0,
    "market_cap_usd": 38554838844.6238,
    "price": 165.199997,
    "currency": "GBP",
    "dividend_yield": 0.0745,
    "dividend_years": 8,
    "dividend_growth_5y": -0.03536962,
    "dividend_cut_5y": true,
    "payout_ratio": 0.7733,
    "net_income": 37915000.0,
    "free_cash_flow": 36626000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.00074846,
    "revenue_growth_5y": 0.08497393,
    "net_margin": 0.18947001,
    "roe": 0.1469,
    "pe_ratio": 11.013332,
    "price_vs_ma": 0.16228049,
    "return_3y": 0.21747838,
    "return_5y": -0.35886544,
    "max_drawdown": -0.71652093,
    "scores": {
      "dividend_reliability": 9.9,
      "dividend_sustainability": 16.0,
      "business_quality": 24.0,
      "valuation": 13.0,
      "trend": 9.0,
      "total": 71.9,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/",
      "chart": "https://sharemaestro.com/terminal/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 9.9,
    "dividend_sustainability": 16.0,
    "business_quality": 24.0,
    "valuation": 13.0,
    "trend": 9.0,
    "total": 71.9,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2026-04-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "Dividend increased 197.1%",
      "detail": "Payment changed from 3.4 to 10.1.",
      "amount": 10.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2026-04-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 10.1 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 10.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2025-08-21",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "Dividend cut -69.9%",
      "detail": "Payment changed from 11.3 to 3.4.",
      "amount": 3.4,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2025-08-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 3.4 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 3.4,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2025-04-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "Dividend increased 564.7%",
      "detail": "Payment changed from 1.7 to 11.3.",
      "amount": 11.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2025-04-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 11.3 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 11.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2024-08-22",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "Dividend cut -79.0%",
      "detail": "Payment changed from 8.1 to 1.7.",
      "amount": 1.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2024-08-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 1.7 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 1.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2024-04-25",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "Dividend increased 800.0%",
      "detail": "Payment changed from 0.9 to 8.1.",
      "amount": 8.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2024-04-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 8.1 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 8.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2023-08-17",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "Dividend decreased -47.1%",
      "detail": "Payment changed from 1.7 to 0.9.",
      "amount": 0.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2023-08-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 0.9 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 0.9,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2023-04-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 1.7 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 1.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2022-08-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 2.8 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 2.8000002,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2022-04-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 9.3 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 9.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2021-08-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 3.7 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 3.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2021-04-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 11.7 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 11.7,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    },
    {
      "event_date": "2020-08-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "SBRE",
      "exchange": "LSE",
      "headline": "SBRE dividend payment 9.5 GBP",
      "detail": "Recorded dividend payment for Sabre Insurance Group plc.",
      "amount": 9.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7711a199-9c1f-45d6-8c60-f5ede99005ca/"
    }
  ]
}