{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "7954d4c3-3f83-4fbb-8863-ff1b9bae52d2",
    "symbol": "GGAL",
    "name": "Grupo Financiero Galicia SA ADR",
    "exchange": "NASDAQ",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "7954d4c3-3f83-4fbb-8863-ff1b9bae52d2",
      "symbol": "GGAL",
      "name": "Grupo Financiero Galicia SA ADR",
      "exchange": "NASDAQ",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "GGAL",
    "market_cap_usd": 8101569205.45,
    "price": 55.16,
    "currency": "USD",
    "dividend_yield": 0.039,
    "dividend_years": 16,
    "dividend_growth_5y": 0.68867047,
    "dividend_cut_5y": true,
    "payout_ratio": 0.040457,
    "net_income": 212523704000.0,
    "free_cash_flow": -1851337206000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 0.37659091,
    "revenue_growth_5y": 0.70348252,
    "net_margin": 0.01136,
    "roe": 0.00899,
    "pe_ratio": 149.08109,
    "price_vs_ma": 0.17420087,
    "return_3y": 2.87323007,
    "return_5y": 6.77770401,
    "max_drawdown": -0.6286982,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 10.0,
      "business_quality": 18.0,
      "valuation": 10.5,
      "trend": 12.0,
      "total": 68.5,
      "confidence": 92.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency ARS.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/",
      "chart": "https://sharemaestro.com/terminal/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 10.0,
    "business_quality": 18.0,
    "valuation": 10.5,
    "trend": 12.0,
    "total": 68.5,
    "confidence": 92.0
  },
  "warnings": [
    "Price currency USD differs from financial currency ARS.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2026-05-11",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 279.9%",
      "detail": "Payment changed from 0.164 to 0.623.",
      "amount": 0.623,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2026-05-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.623 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.623,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2026-05-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.164 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.164,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2026-03-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.16 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.16,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2026-03-02",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 5.5%",
      "detail": "Payment changed from 0.146 to 0.154.",
      "amount": 0.154,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2026-03-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.154 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.154,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2026-02-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.146 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.146,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-12-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.142 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.142,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-12-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.141 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.141,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-11-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.135 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.135,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-09-30",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -8.0%",
      "detail": "Payment changed from 0.15 to 0.138.",
      "amount": 0.138,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.138 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.138,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-08-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.15 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.15,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-07-29",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "Dividend decreased -43.9%",
      "detail": "Payment changed from 0.269 to 0.151.",
      "amount": 0.151,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-07-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.151 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.151,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-06-03",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "Dividend cut -62.9%",
      "detail": "Payment changed from 0.725 to 0.269.",
      "amount": 0.269,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2025-06-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "GGAL dividend payment 0.269 USD",
      "detail": "Recorded dividend payment for Grupo Financiero Galicia SA ADR.",
      "amount": 0.269,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    },
    {
      "event_date": "2024-08-19",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "GGAL",
      "exchange": "NASDAQ",
      "headline": "Dividend increased 10.4%",
      "detail": "Payment changed from 0.657 to 0.725.",
      "amount": 0.725,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7954d4c3-3f83-4fbb-8863-ff1b9bae52d2/"
    }
  ]
}