{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "79e0053a-3988-4d11-9865-e63e92b3bd1b",
    "symbol": "UBS",
    "name": "UBS Group AG",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "79e0053a-3988-4d11-9865-e63e92b3bd1b",
      "symbol": "UBS",
      "name": "UBS Group AG",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "UBS",
    "market_cap": 160514113536.0,
    "market_cap_usd": 154089620759.64,
    "price": 48.970001,
    "currency": "USD",
    "dividend_yield": 0.0228,
    "dividend_years": 10,
    "dividend_growth_5y": 0.04339851,
    "dividend_cut_5y": true,
    "payout_ratio": 0.32259998,
    "net_income": 7767000000.0,
    "free_cash_flow": 19489000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 3.7249842,
    "revenue_growth_5y": 0.12986584,
    "net_margin": 0.17764,
    "roe": 0.1016,
    "pe_ratio": 17.551971,
    "price_vs_ma": 0.15287937,
    "return_3y": 1.69381298,
    "return_5y": 2.58119129,
    "max_drawdown": -0.29618102,
    "scores": {
      "dividend_reliability": 14.75,
      "dividend_sustainability": 17.0,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 15.0,
      "total": 85.75,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Debt to equity is elevated at 3.72."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/",
      "chart": "https://sharemaestro.com/terminal/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 14.75,
    "dividend_sustainability": 17.0,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 15.0,
    "total": 85.75,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Debt to equity is elevated at 3.72."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend review warning",
      "detail": "Debt to equity is elevated at 3.72.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2026-04-21",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 21.9%",
      "detail": "Payment changed from 0.904 to 1.102.",
      "amount": 1.102,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2026-04-21",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 1.102 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 1.102,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2025-04-15",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 29.1%",
      "detail": "Payment changed from 0.7 to 0.904.",
      "amount": 0.904,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2025-04-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.904 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.904,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2024-04-30",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 27.3%",
      "detail": "Payment changed from 0.55 to 0.7.",
      "amount": 0.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2024-04-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.7 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2023-04-12",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.0%",
      "detail": "Payment changed from 0.5 to 0.55.",
      "amount": 0.55,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2023-04-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.55 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.55,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2022-04-12",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "Dividend increased 35.1%",
      "detail": "Payment changed from 0.37 to 0.5.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2022-04-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.5 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.5,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2021-04-13",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.37 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2020-11-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.366 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.366,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2020-05-05",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "Dividend decreased -47.0%",
      "detail": "Payment changed from 0.689 to 0.365.",
      "amount": 0.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2020-05-05",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.365 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.365,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2019-05-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.689 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.689,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2017-05-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.607 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.607,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2016-05-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.875 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.875,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    },
    {
      "event_date": "2015-05-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "UBS",
      "exchange": "NYSE",
      "headline": "UBS dividend payment 0.537 USD",
      "detail": "Recorded dividend payment for UBS Group AG.",
      "amount": 0.537,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/79e0053a-3988-4d11-9865-e63e92b3bd1b/"
    }
  ]
}