{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "7bbbd9d8-1073-4399-b28b-9bf280506cf4",
    "symbol": "LNC",
    "name": "Lincoln National Corporation",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Life",
    "chart_url": "https://sharemaestro.com/terminal/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "7bbbd9d8-1073-4399-b28b-9bf280506cf4",
      "symbol": "LNC",
      "name": "Lincoln National Corporation",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Life",
      "chart_url": "https://sharemaestro.com/terminal/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "LNC",
    "market_cap": 7132252160.0,
    "market_cap_usd": 6642746463.78,
    "price": 37.299999,
    "currency": "USD",
    "dividend_yield": 0.0492,
    "dividend_years": 41,
    "dividend_growth_5y": 0.02383626,
    "dividend_cut_5y": false,
    "payout_ratio": 0.19690001,
    "net_income": 1177000000.0,
    "free_cash_flow": -167000000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": 0.65727,
    "revenue_growth_5y": 0.00710023,
    "net_margin": 0.09172,
    "roe": 0.18767,
    "pe_ratio": 4.0809627,
    "price_vs_ma": -0.01997915,
    "return_3y": 0.86429839,
    "return_5y": -0.26707537,
    "max_drawdown": -0.72990083,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 10.0,
      "business_quality": 21.5,
      "valuation": 13.0,
      "trend": 4.0,
      "total": 73.5,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/",
      "chart": "https://sharemaestro.com/terminal/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 10.0,
    "business_quality": 21.5,
    "valuation": 13.0,
    "trend": 4.0,
    "total": 73.5,
    "confidence": 100.0
  },
  "warnings": [
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2026-04-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2026-01-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2025-10-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2025-07-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2025-04-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2025-01-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2024-10-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2024-07-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2024-04-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2024-01-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2023-10-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2023-07-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "LNC dividend payment 0.45 USD",
      "detail": "Recorded dividend payment for Lincoln National Corporation.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2022-01-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 0.42 to 0.45.",
      "amount": 0.45,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2020-01-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 8.1%",
      "detail": "Payment changed from 0.37 to 0.4.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2019-01-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 12.1%",
      "detail": "Payment changed from 0.33 to 0.37.",
      "amount": 0.37,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2018-01-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 13.8%",
      "detail": "Payment changed from 0.29 to 0.33.",
      "amount": 0.33,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2017-01-06",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 16.0%",
      "detail": "Payment changed from 0.25 to 0.29.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    },
    {
      "event_date": "2016-01-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "LNC",
      "exchange": "NYSE",
      "headline": "Dividend increased 25.0%",
      "detail": "Payment changed from 0.2 to 0.25.",
      "amount": 0.25,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bbbd9d8-1073-4399-b28b-9bf280506cf4/"
    }
  ]
}