{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "7bc68812-be2e-43ca-924d-ee07ce25d02f",
    "symbol": "AIZ",
    "name": "Assurant, Inc.",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Insurance - Property & Casualty",
    "chart_url": "https://sharemaestro.com/terminal/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "7bc68812-be2e-43ca-924d-ee07ce25d02f",
      "symbol": "AIZ",
      "name": "Assurant, Inc.",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Insurance - Property & Casualty",
      "chart_url": "https://sharemaestro.com/terminal/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "AIZ",
    "market_cap": 12931436544.0,
    "market_cap_usd": 12751084381.95,
    "price": 260.98999,
    "currency": "USD",
    "dividend_yield": 0.0136,
    "dividend_years": 22,
    "dividend_growth_5y": 0.05163912,
    "dividend_cut_5y": false,
    "payout_ratio": 0.1722,
    "net_income": 872700000.0,
    "free_cash_flow": 1598400000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.3761,
    "revenue_growth_5y": 0.0592288,
    "net_margin": 0.076,
    "roe": 0.18016,
    "pe_ratio": 13.370389,
    "price_vs_ma": 0.12591621,
    "return_3y": 1.21119313,
    "return_5y": 0.79171088,
    "max_drawdown": -0.43517577,
    "scores": {
      "dividend_reliability": 25.0,
      "dividend_sustainability": 20.0,
      "business_quality": 23.0,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 96.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "buyable_now",
    "decision_label": "Buyable Now",
    "warnings": [],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/",
      "chart": "https://sharemaestro.com/terminal/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 25.0,
    "dividend_sustainability": 20.0,
    "business_quality": 23.0,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 96.5,
    "confidence": 100.0
  },
  "warnings": [],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "qualified",
      "severity": "positive",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ qualified as a dividend compounder candidate",
      "detail": "Score 96.5/100, decision Buyable Now.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2026-06-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.88 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.88,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2026-02-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.88 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.88,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2025-12-01",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "Dividend increased 10.0%",
      "detail": "Payment changed from 0.8 to 0.88.",
      "amount": 0.88,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2025-12-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.88 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.88,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2025-09-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.8 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2025-06-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.8 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2025-02-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.8 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2024-12-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "Dividend increased 11.1%",
      "detail": "Payment changed from 0.72 to 0.8.",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2024-12-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.8 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2024-09-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.72 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.72,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2024-06-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.72 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.72,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2024-02-02",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.72 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.72,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2023-11-24",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.72 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.72,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2023-08-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "AIZ dividend payment 0.7 USD",
      "detail": "Recorded dividend payment for Assurant, Inc..",
      "amount": 0.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2019-11-22",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.0%",
      "detail": "Payment changed from 0.6 to 0.63.",
      "amount": 0.63,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2018-11-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "Dividend increased 7.1%",
      "detail": "Payment changed from 0.56 to 0.6.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2017-11-24",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.7%",
      "detail": "Payment changed from 0.53 to 0.56.",
      "amount": 0.56,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    },
    {
      "event_date": "2016-11-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "AIZ",
      "exchange": "NYSE",
      "headline": "Dividend increased 6.0%",
      "detail": "Payment changed from 0.5 to 0.53.",
      "amount": 0.53,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7bc68812-be2e-43ca-924d-ee07ce25d02f/"
    }
  ]
}