{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "7c334fa7-941a-4bfa-9937-2d540d59621b",
    "symbol": "PCIP",
    "name": "PCI-PAL PLC",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Technology",
    "industry": "Software - Infrastructure",
    "chart_url": "https://sharemaestro.com/terminal/7c334fa7-941a-4bfa-9937-2d540d59621b/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "7c334fa7-941a-4bfa-9937-2d540d59621b",
      "symbol": "PCIP",
      "name": "PCI-PAL PLC",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Technology",
      "industry": "Software - Infrastructure",
      "chart_url": "https://sharemaestro.com/terminal/7c334fa7-941a-4bfa-9937-2d540d59621b/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "PCIP.L",
    "market_cap": 33907812.0,
    "market_cap_usd": 3550176861.0,
    "price": 46.799999,
    "currency": "GBP",
    "dividend_yield": 0.06752136,
    "dividend_years": 4,
    "dividend_growth_5y": 1.19207428,
    "dividend_cut_5y": true,
    "payout_ratio": 0.0,
    "net_income": 41000.0,
    "free_cash_flow": -662000.0,
    "fcf_covers_dividend": false,
    "debt_to_equity": null,
    "revenue_growth_5y": 0.23485051,
    "net_margin": -0.02115,
    "roe": -0.02070707,
    "pe_ratio": null,
    "price_vs_ma": -0.1053336,
    "return_3y": -0.11698115,
    "return_5y": -0.50476191,
    "max_drawdown": -0.65350877,
    "scores": {
      "dividend_reliability": 9.95,
      "dividend_sustainability": 7.0,
      "business_quality": 16.5,
      "valuation": 10.0,
      "trend": 1.0,
      "total": 44.45,
      "confidence": 88.0
    },
    "rating": "avoid",
    "rating_label": "Avoid",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend history is short: 4 completed years.",
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Free cash flow is negative.",
      "Free cash flow does not cover dividends paid."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/7c334fa7-941a-4bfa-9937-2d540d59621b/",
      "chart": "https://sharemaestro.com/terminal/7c334fa7-941a-4bfa-9937-2d540d59621b/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 9.95,
    "dividend_sustainability": 7.0,
    "business_quality": 16.5,
    "valuation": 10.0,
    "trend": 1.0,
    "total": 44.45,
    "confidence": 88.0
  },
  "warnings": [
    "Dividend history is short: 4 completed years.",
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Free cash flow is negative.",
    "Free cash flow does not cover dividends paid."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "PCIP",
      "exchange": "LSE",
      "headline": "PCIP dividend review warning",
      "detail": "Free cash flow does not cover dividends paid.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7c334fa7-941a-4bfa-9937-2d540d59621b/"
    },
    {
      "event_date": "2016-11-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "PCIP",
      "exchange": "LSE",
      "headline": "Dividend increased 2006.7%",
      "detail": "Payment changed from 0.15 to 3.16.",
      "amount": 3.1599998,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7c334fa7-941a-4bfa-9937-2d540d59621b/"
    },
    {
      "event_date": "2016-11-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PCIP",
      "exchange": "LSE",
      "headline": "PCIP dividend payment 3.16 GBP",
      "detail": "Recorded dividend payment for PCI-PAL PLC.",
      "amount": 3.1599998,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7c334fa7-941a-4bfa-9937-2d540d59621b/"
    },
    {
      "event_date": "2015-10-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PCIP",
      "exchange": "LSE",
      "headline": "PCIP dividend payment 0.15 GBP",
      "detail": "Recorded dividend payment for PCI-PAL PLC.",
      "amount": 0.15,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7c334fa7-941a-4bfa-9937-2d540d59621b/"
    },
    {
      "event_date": "2014-10-09",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "PCIP",
      "exchange": "LSE",
      "headline": "Dividend cut -50.0%",
      "detail": "Payment changed from 0.3 to 0.15.",
      "amount": 0.15,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7c334fa7-941a-4bfa-9937-2d540d59621b/"
    },
    {
      "event_date": "2014-10-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PCIP",
      "exchange": "LSE",
      "headline": "PCIP dividend payment 0.15 GBP",
      "detail": "Recorded dividend payment for PCI-PAL PLC.",
      "amount": 0.15,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7c334fa7-941a-4bfa-9937-2d540d59621b/"
    },
    {
      "event_date": "2013-10-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "PCIP",
      "exchange": "LSE",
      "headline": "PCIP dividend payment 0.3 GBP",
      "detail": "Recorded dividend payment for PCI-PAL PLC.",
      "amount": 0.3,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7c334fa7-941a-4bfa-9937-2d540d59621b/"
    }
  ]
}