{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "7d5f66cb-c15f-4f82-babb-16520bec91ac",
    "symbol": "NWG",
    "name": "Natwest Group PLC",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Regional",
    "chart_url": "https://sharemaestro.com/terminal/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "7d5f66cb-c15f-4f82-babb-16520bec91ac",
      "symbol": "NWG",
      "name": "Natwest Group PLC",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Regional",
      "chart_url": "https://sharemaestro.com/terminal/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "NWG",
    "market_cap": 65990504448.0,
    "market_cap_usd": 62869451383.79,
    "price": 16.58,
    "currency": "USD",
    "dividend_yield": 0.054,
    "dividend_years": 9,
    "dividend_growth_5y": 0.23659533,
    "dividend_cut_5y": true,
    "payout_ratio": 0.4729,
    "net_income": 5831000000.0,
    "free_cash_flow": 5790000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 1.68609592,
    "revenue_growth_5y": 0.17642643,
    "net_margin": 0.36877,
    "roe": 0.14072,
    "pe_ratio": 8.913979,
    "price_vs_ma": 0.04240696,
    "return_3y": 2.52026746,
    "return_5y": 2.86779835,
    "max_drawdown": -0.39269971,
    "scores": {
      "dividend_reliability": 15.7,
      "dividend_sustainability": 18.5,
      "business_quality": 24.0,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 86.7,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency GBP.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/",
      "chart": "https://sharemaestro.com/terminal/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 15.7,
    "dividend_sustainability": 18.5,
    "business_quality": 24.0,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 86.7,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency USD differs from financial currency GBP.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2026-03-20",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "Dividend increased 143.5%",
      "detail": "Payment changed from 0.255 to 0.621.",
      "amount": 0.621,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2026-03-20",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.621 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.621,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2025-08-08",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "Dividend decreased -34.6%",
      "detail": "Payment changed from 0.39 to 0.255.",
      "amount": 0.255,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2025-08-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.255 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.255,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2025-03-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "Dividend increased 153.2%",
      "detail": "Payment changed from 0.154 to 0.39.",
      "amount": 0.39,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2025-03-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.39 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.39,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2024-08-09",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "Dividend decreased -46.9%",
      "detail": "Payment changed from 0.29 to 0.154.",
      "amount": 0.154,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2024-08-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.154 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.154,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2024-03-14",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "Dividend increased 108.6%",
      "detail": "Payment changed from 0.139 to 0.29.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2024-03-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.29 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.29,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2023-12-01",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.139 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.139,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2023-08-10",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "Dividend decreased -41.3%",
      "detail": "Payment changed from 0.24 to 0.141.",
      "amount": 0.141,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2023-08-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.141 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.141,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2023-03-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.24 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.24,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2022-08-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.421 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.421,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2022-08-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.09052 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.090517,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2022-03-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.2198 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.219828,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    },
    {
      "event_date": "2021-08-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "NWG",
      "exchange": "NYSE",
      "headline": "NWG dividend payment 0.08944 USD",
      "detail": "Recorded dividend payment for Natwest Group PLC.",
      "amount": 0.08944,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/7d5f66cb-c15f-4f82-babb-16520bec91ac/"
    }
  ]
}