{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "85ff8df6-8da0-41a4-8381-bcec92327b2e",
    "symbol": "OMF",
    "name": "OneMain Holdings Inc",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Credit Services",
    "chart_url": "https://sharemaestro.com/terminal/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "85ff8df6-8da0-41a4-8381-bcec92327b2e",
      "symbol": "OMF",
      "name": "OneMain Holdings Inc",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Credit Services",
      "chart_url": "https://sharemaestro.com/terminal/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "OMF",
    "market_cap": 6551760384.0,
    "market_cap_usd": 6395793502.72,
    "price": 56.709999,
    "currency": "USD",
    "dividend_yield": 0.074,
    "dividend_years": 7,
    "dividend_growth_5y": -0.06831324,
    "dividend_cut_5y": true,
    "payout_ratio": 0.62299997,
    "net_income": 783000000.0,
    "free_cash_flow": 3132000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 6.63192,
    "revenue_growth_5y": 0.04819608,
    "net_margin": 0.26184,
    "roe": 0.23915,
    "pe_ratio": 8.451565,
    "price_vs_ma": -0.02080836,
    "return_3y": 0.73898965,
    "return_5y": 0.47541679,
    "max_drawdown": -0.46130969,
    "scores": {
      "dividend_reliability": 10.6,
      "dividend_sustainability": 17.0,
      "business_quality": 23.5,
      "valuation": 13.0,
      "trend": 8.5,
      "total": 72.6,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years.",
      "Debt to equity is elevated at 6.63."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/",
      "chart": "https://sharemaestro.com/terminal/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 10.6,
    "dividend_sustainability": 17.0,
    "business_quality": 23.5,
    "valuation": 13.0,
    "trend": 8.5,
    "total": 72.6,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years.",
    "Debt to equity is elevated at 6.63."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend review warning",
      "detail": "Debt to equity is elevated at 6.63.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2026-05-11",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1.05 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.05,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2026-02-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1.05 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.05,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2025-11-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1.05 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.05,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2025-08-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1.04 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.04,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2025-05-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1.04 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.04,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2025-02-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1.04 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.04,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2024-11-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1.04 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.04,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2024-08-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1.04 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.04,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2024-05-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1.04 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.04,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2024-02-16",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2023-11-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2023-08-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "OMF dividend payment 1 USD",
      "detail": "Recorded dividend payment for OneMain Holdings Inc.",
      "amount": 1.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2023-02-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "Dividend increased 5.3%",
      "detail": "Payment changed from 0.95 to 1.",
      "amount": 1.0,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2022-02-11",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "Dividend increased 35.7%",
      "detail": "Payment changed from 0.7 to 0.95.",
      "amount": 0.95,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2021-11-01",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "Dividend cut -83.3%",
      "detail": "Payment changed from 4.2 to 0.7.",
      "amount": 0.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2021-08-05",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "Dividend increased 500.0%",
      "detail": "Payment changed from 0.7 to 4.2.",
      "amount": 4.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2021-05-05",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "Dividend cut -82.3%",
      "detail": "Payment changed from 3.95 to 0.7.",
      "amount": 0.7,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    },
    {
      "event_date": "2021-02-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "OMF",
      "exchange": "NYSE",
      "headline": "Dividend increased 777.8%",
      "detail": "Payment changed from 0.45 to 3.95.",
      "amount": 3.95,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/85ff8df6-8da0-41a4-8381-bcec92327b2e/"
    }
  ]
}