{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "86277a33-91d1-4da5-9fd4-80dc6fc73d87",
    "symbol": "BBVA",
    "name": "Banco Bilbao Viscaya Argentaria SA ADR",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Banks - Diversified",
    "chart_url": "https://sharemaestro.com/terminal/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "86277a33-91d1-4da5-9fd4-80dc6fc73d87",
      "symbol": "BBVA",
      "name": "Banco Bilbao Viscaya Argentaria SA ADR",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Banks - Diversified",
      "chart_url": "https://sharemaestro.com/terminal/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "BBVA",
    "market_cap": 129710473216.0,
    "market_cap_usd": 123659909838.96,
    "price": 23.34,
    "currency": "USD",
    "dividend_yield": 0.0466,
    "dividend_years": 37,
    "dividend_growth_5y": 0.36738837,
    "dividend_cut_5y": true,
    "payout_ratio": 0.3966,
    "net_income": 10511000000.0,
    "free_cash_flow": 13162000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 1.55700462,
    "revenue_growth_5y": 0.04196937,
    "net_margin": 0.33124,
    "roe": 0.19042999,
    "pe_ratio": 11.114286,
    "price_vs_ma": 0.05292373,
    "return_3y": 2.8646714,
    "return_5y": 3.91195693,
    "max_drawdown": -0.38026689,
    "scores": {
      "dividend_reliability": 16.5,
      "dividend_sustainability": 18.5,
      "business_quality": 25.0,
      "valuation": 15.0,
      "trend": 13.5,
      "total": 88.5,
      "confidence": 100.0
    },
    "rating": "exceptional",
    "rating_label": "Exceptional Dividend Compounder",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Price currency USD differs from financial currency EUR.",
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/",
      "chart": "https://sharemaestro.com/terminal/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 16.5,
    "dividend_sustainability": 18.5,
    "business_quality": 25.0,
    "valuation": 15.0,
    "trend": 13.5,
    "total": 88.5,
    "confidence": 100.0
  },
  "warnings": [
    "Price currency USD differs from financial currency EUR.",
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2026-04-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "Dividend increased 91.9%",
      "detail": "Payment changed from 0.369 to 0.708.",
      "amount": 0.708,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2026-04-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.708 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.708,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2025-11-06",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "Dividend decreased -19.4%",
      "detail": "Payment changed from 0.458 to 0.369.",
      "amount": 0.369,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2025-11-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.369 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.369,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2025-04-09",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "Dividend increased 41.4%",
      "detail": "Payment changed from 0.324 to 0.458.",
      "amount": 0.458,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2025-04-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.458 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.458,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2024-10-09",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "Dividend decreased -23.8%",
      "detail": "Payment changed from 0.425 to 0.324.",
      "amount": 0.324,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2024-10-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.324 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.324,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2024-04-08",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "Dividend increased 151.5%",
      "detail": "Payment changed from 0.169 to 0.425.",
      "amount": 0.425,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2024-04-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.425 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.425,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2023-10-06",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "Dividend decreased -49.2%",
      "detail": "Payment changed from 0.333 to 0.169.",
      "amount": 0.169,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2023-10-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.169 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.169,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2023-04-03",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.333 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.333,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2022-10-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.117 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.117,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2022-04-06",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.261 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.261,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2021-10-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.093 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.093,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2021-04-27",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.071 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.071,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    },
    {
      "event_date": "2020-04-07",
      "event_type": "payment",
      "severity": "info",
      "ticker": "BBVA",
      "exchange": "NYSE",
      "headline": "BBVA dividend payment 0.173 USD",
      "detail": "Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.",
      "amount": 0.173,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/86277a33-91d1-4da5-9fd4-80dc6fc73d87/"
    }
  ]
}