{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "8e7837fd-4cf9-4b4e-a2ea-4fa61878b722",
    "symbol": "FNTL",
    "name": "Fintel Plc",
    "exchange": "LSE",
    "country_code": "GB",
    "country_name": "United Kingdom",
    "sector": "Industrials",
    "industry": "Consulting Services",
    "chart_url": "https://sharemaestro.com/terminal/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "8e7837fd-4cf9-4b4e-a2ea-4fa61878b722",
      "symbol": "FNTL",
      "name": "Fintel Plc",
      "exchange": "LSE",
      "country_code": "GB",
      "country_name": "United Kingdom",
      "sector": "Industrials",
      "industry": "Consulting Services",
      "chart_url": "https://sharemaestro.com/terminal/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "FNTL.L",
    "market_cap": 188589856.0,
    "market_cap_usd": 19275757725.0,
    "price": 181.0,
    "currency": "GBP",
    "dividend_yield": 0.0215,
    "dividend_years": 8,
    "dividend_growth_5y": 0.05642163,
    "dividend_cut_5y": true,
    "payout_ratio": 0.6148,
    "net_income": 6300000.0,
    "free_cash_flow": 13900000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.4611,
    "revenue_growth_5y": 0.08907346,
    "net_margin": 0.07334,
    "roe": 0.06365,
    "pe_ratio": 30.166666,
    "price_vs_ma": -0.10280835,
    "return_3y": -0.06777939,
    "return_5y": -0.21584631,
    "max_drawdown": -0.49678006,
    "scores": {
      "dividend_reliability": 14.9,
      "dividend_sustainability": 20.0,
      "business_quality": 21.0,
      "valuation": 13.0,
      "trend": 2.5,
      "total": 71.4,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/",
      "chart": "https://sharemaestro.com/terminal/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 14.9,
    "dividend_sustainability": 20.0,
    "business_quality": 21.0,
    "valuation": 13.0,
    "trend": 2.5,
    "total": 71.4,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2026-05-28",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "Dividend increased 92.3%",
      "detail": "Payment changed from 1.3 to 2.5.",
      "amount": 2.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2026-05-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 2.5 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 2.5,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2025-09-25",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "Dividend decreased -46.9%",
      "detail": "Payment changed from 2.45 to 1.3.",
      "amount": 1.3000001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2025-09-25",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 1.3 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 1.3000001,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2025-05-22",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "Dividend increased 104.2%",
      "detail": "Payment changed from 1.2 to 2.45.",
      "amount": 2.45,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2025-05-22",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 2.45 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 2.45,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2024-09-26",
      "event_type": "decrease",
      "severity": "negative",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "Dividend decreased -48.9%",
      "detail": "Payment changed from 2.35 to 1.2.",
      "amount": 1.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2024-09-26",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 1.2 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 1.2,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2024-05-23",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "Dividend increased 113.6%",
      "detail": "Payment changed from 1.1 to 2.35.",
      "amount": 2.35,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2024-05-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 2.35 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 2.35,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2023-09-28",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "Dividend cut -51.1%",
      "detail": "Payment changed from 2.25 to 1.1.",
      "amount": 1.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2023-09-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 1.1 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 1.1,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2023-05-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 2.25 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 2.25,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2022-09-29",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 1 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 1.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2022-04-28",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 2 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 2.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2021-09-30",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 1 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 1.0,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2021-04-08",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 2.85 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 2.85,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    },
    {
      "event_date": "2020-03-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "FNTL",
      "exchange": "LSE",
      "headline": "FNTL dividend payment 2.85 GBP",
      "detail": "Recorded dividend payment for Fintel Plc.",
      "amount": 2.85,
      "currency": "GBP",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8e7837fd-4cf9-4b4e-a2ea-4fa61878b722/"
    }
  ]
}