{
  "app": "dividend_compounders",
  "ticker": {
    "uuid": "8fb930d5-feb9-4e4f-8235-78d88f1d4dde",
    "symbol": "COF",
    "name": "Capital One Financial Corporation",
    "exchange": "NYSE",
    "country_code": "US",
    "country_name": "United States",
    "sector": "Financial Services",
    "industry": "Credit Services",
    "chart_url": "https://sharemaestro.com/terminal/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
  },
  "snapshot": {
    "ticker": {
      "uuid": "8fb930d5-feb9-4e4f-8235-78d88f1d4dde",
      "symbol": "COF",
      "name": "Capital One Financial Corporation",
      "exchange": "NYSE",
      "country_code": "US",
      "country_name": "United States",
      "sector": "Financial Services",
      "industry": "Credit Services",
      "chart_url": "https://sharemaestro.com/terminal/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    "as_of_date": "2026-06-12",
    "provider_symbol": "COF",
    "market_cap": 114956148736.0,
    "market_cap_usd": 112429637104.61,
    "price": 184.729996,
    "currency": "USD",
    "dividend_yield": 0.0176,
    "dividend_years": 31,
    "dividend_growth_5y": 0.21058328,
    "dividend_cut_5y": true,
    "payout_ratio": 0.86120003,
    "net_income": 2453000000.0,
    "free_cash_flow": 26140000000.0,
    "fcf_covers_dividend": true,
    "debt_to_equity": 0.44371391,
    "revenue_growth_5y": 0.16958269,
    "net_margin": 0.08876,
    "roe": 0.03259,
    "pe_ratio": 56.66564,
    "price_vs_ma": -0.1011738,
    "return_3y": 0.81854171,
    "return_5y": 0.26577386,
    "max_drawdown": -0.499708,
    "scores": {
      "dividend_reliability": 18.0,
      "dividend_sustainability": 16.0,
      "business_quality": 21.0,
      "valuation": 10.5,
      "trend": 8.5,
      "total": 74.0,
      "confidence": 100.0
    },
    "rating": "acceptable",
    "rating_label": "Acceptable, Needs Review",
    "decision": "reject",
    "decision_label": "Reject",
    "warnings": [
      "Dividend cut or material annual decrease detected in the last five completed years."
    ],
    "urls": {
      "page": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/",
      "chart": "https://sharemaestro.com/terminal/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    }
  },
  "score_breakdown": {
    "dividend_reliability": 18.0,
    "dividend_sustainability": 16.0,
    "business_quality": 21.0,
    "valuation": 10.5,
    "trend": 8.5,
    "total": 74.0,
    "confidence": 100.0
  },
  "warnings": [
    "Dividend cut or material annual decrease detected in the last five completed years."
  ],
  "diary": [
    {
      "event_date": "2026-06-12",
      "event_type": "warning",
      "severity": "warning",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend review warning",
      "detail": "Dividend cut or material annual decrease detected in the last five completed years.",
      "amount": null,
      "currency": "",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2026-05-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.8 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2026-02-19",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.8 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2025-11-17",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "Dividend increased 33.3%",
      "detail": "Payment changed from 0.6 to 0.8.",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2025-11-17",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.8 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.8,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2025-08-15",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.6 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2025-05-23",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.6 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2025-02-18",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.6 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2024-11-14",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.6 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2024-08-12",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.6 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2024-05-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.6 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2024-02-09",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.6 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2023-11-10",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.6 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2023-08-04",
      "event_type": "payment",
      "severity": "info",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "COF dividend payment 0.6 USD",
      "detail": "Recorded dividend payment for Capital One Financial Corporation.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2021-11-12",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "Dividend cut -50.0%",
      "detail": "Payment changed from 1.2 to 0.6.",
      "amount": 0.6,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2021-08-06",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "Dividend increased 200.0%",
      "detail": "Payment changed from 0.4 to 1.2.",
      "amount": 1.2,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2021-02-16",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "Dividend increased 300.0%",
      "detail": "Payment changed from 0.1 to 0.4.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2020-08-07",
      "event_type": "cut",
      "severity": "negative",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "Dividend cut -75.0%",
      "detail": "Payment changed from 0.4 to 0.1.",
      "amount": 0.1,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    },
    {
      "event_date": "2015-05-07",
      "event_type": "increase",
      "severity": "positive",
      "ticker": "COF",
      "exchange": "NYSE",
      "headline": "Dividend increased 33.3%",
      "detail": "Payment changed from 0.3 to 0.4.",
      "amount": 0.4,
      "currency": "USD",
      "ticker_url": "https://sharemaestro.com/dividend-compounders/ticker/8fb930d5-feb9-4e4f-8235-78d88f1d4dde/"
    }
  ]
}